Nowadays, investors are diversifying their investments, generally investing in at least 10 platforms, and then using loan friends to help manage online loan bookkeeping apps is much more convenient.
Xinrong Fortune is a veteran in the P2P industry. There used to be a nice name called "AA Loan". Summarize the advantages and disadvantages of Xinrong Wealth as follows:
Advantages:
A. It was established early, and 20 12 was established, leading the industry;
B, more paid-in capital;
C. The industry has a good reputation;
D. Strong risk control ability and high transparency of risk reserve;
E company was elected as the vice president of the first Guangdong Internet Finance Association on March 20 1 1 and 20 14. The boss Qi Yang is the vice president of Guangdong Internet Finance Association. At present, there are three branches in China: two in Shenzhen and one in Tongren.
Disadvantages:
A, the user experience of the PC-side website is poor;
B. Half of Xinrong Fortune's turnover is guaranteed by a financing guarantee company. What should I do if that guarantee company falls down and all the guarantees are tens of millions of loans? After all, the guarantee company is not a bank, and even Hebei Rongtou, the second largest in the country, will fall. In addition, the number of guarantee companies that have closed down in recent years is several times that of closed platforms. Therefore, in the case of the overall economic downturn in the country, we are not optimistic about the target and guarantee platform of large companies;
C. The appearance of Xincunbao proves that the platform has a fund pool; In the enterprise credit information publicity system, the registered capital of the industrial and commercial registration column was changed to100000 yuan on August 4th, 20 15! The previous paid-in amount of 50 million yuan was reflected in the report of 20 14, and the paid-in date was February 4, 20 15. In other words, the registered and paid-in 50 million yuan has undergone a slimming change after only half a year;