If the total assets of all accounts under the same ID card exceed 6.5438+0 million yuan per day, the management fee for the one-card account will be exempted; If it exceeds 50,000 yuan, the management fee for the one-card gold card account will be exempted; In more than 500,000 yuan, golden sunflower card will be exempted from account management fees.
1) passbook account management fee: RMB 1 yuan/month;
2) Management fee for "one card" account: RMB 1 yuan/month;
3) Management fee of "one card" gold card account: 65,438 yuan/month;
4) Management fee of "Golden Sunflower" card account: 30 yuan/month.
The average daily deposit balance should actually be the average monthly deposit balance, that is, the average daily deposit balance is calculated on a monthly basis. For example, if you deposit 300,000 yuan at No.65438+No.0 and withdraw it on No.2, then your average daily deposit balance = 1 day (only one day) * 300,000 /30 days =10000; Or deposit 65438+1 and take it away on the 4th. Your daily average deposit balance =3 days * 100000 yuan /30 days = 10000 yuan.
It's clear now, but there are several situations that can be exempted.
Account management fees are exempted for payroll account, self-service payment account, entrusted payment account, bank-securities transfer account, entrusted wealth management account, enterprise annuity account, credit card-related repayment account and personal asset account (including housing mortgage loan, automobile consumption loan, comprehensive consumption loan and personal pledge loan) being repaid.
Upstairs reply: so you picked it from the newspaper, no wonder it's a mess, it's not technical, you despise it