There are many kinds of critical illness insurance in Ping An Insurance. The following four products are the products that many people pay attention to:
1, big and small Ping An Fu 20th edition
Features: After paying for the serious illness, the additional insurance will continue to be effective, that is to say, after paying for the main insurance and the serious illness, the medical security of the additional insurance will not be interrupted, and the medical expenses can continue to be reimbursed. In addition, the renewal of micro-medical insurance and millions of medical insurance is very good, and the health protection of the insured can be seamlessly connected. In addition, Ping An Fu has an excellent definition of minor ailments and is the most relaxed product on the market at present, which is easy to claim.
Disadvantages: the payment is too expensive, and there are many types of bundled insurance, which is not flexible enough.
Suitable for people: high-end family income groups.
2. Revive the scale of the 20th edition.
Features: Like the core advantages of Ping An Fu Version 20, it can also be matched with a complete medical insurance portfolio. In the market, it is named "slimming and safe", mainly because it strengthens the protection of serious diseases and downplays the types of light diseases (only 10). Paying is much more kind than being safe and blessed, and more than 3 thousand yuan will do.
Disadvantages: there are few types of minor illness protection and it is not comprehensive enough.
Applicable people: concerned about medical insurance renewal, middle-end family insured.
3. Anxinbao 20
Features: It belongs to the regular return-to-original serious illness insurance, which only covers 65,438+000 common high-risk serious diseases and has comprehensive protection for serious diseases. It can be enjoyed together with Ping An micro-medical insurance, which is beneficial to the long-term hospitalization of patients with chronic diseases. The biggest feature is that it can be sold at a premium of 1 1,000 yuan, and it can be repaid at maturity.
Disadvantages: minor illnesses are not guaranteed. After serious illness claims, the additional long-term medical insurance is terminated and cannot be reimbursed.
Applicable people: low-end families with brand premium.
4. Safety protection is 100%
Features: it is a life-long return capital-based critical illness insurance. After the premium is returned at maturity, the disease can still be guaranteed. Guaranteed, the premium can be refunded, which is equivalent to saving a sum of money and paying the fee cheaply. The premium starts from 2500 yuan, and the threshold is not high. There is a price advantage among big brands.
Disadvantages: there is no minor illness protection and the return is low.
Applicable people: the elderly insured who want to protect themselves from serious illness and make compulsory savings. Such insurance can guarantee that the principal will not be lost.
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