When people are old, it is inevitable that they will encounter difficulties in buying insurance. People are often confused. What kind of insurance can they buy if they/their parents are old and have some physical problems? For example, critical illness insurance and millions of medical insurance are not friendly to middle-aged and elderly people. What are the good recommendations for critical illness insurance? I just sorted out the relevant contents, hoping to help you: the top ten insurance companies are "worth buying" the popular critical illness insurance market!

On the one hand, age. The maximum age of general critical illness insurance is 55-60 years old. Older people are also prone to upside-down premiums, paying more premiums than the insured amount. What to pay 60,000 to 50,000 is quite common in middle-aged and elderly insurance.

On the other hand, it is health. In old age, there will be some "three highs", diabetes and other chronic diseases, and it is difficult to pass the health notification of critical illness insurance and millions of medical insurance. If an indicator is abnormal, middle-aged and elderly people may not be able to buy suitable products.

Therefore, when insuring the elderly, we must first understand the following three points:

1. Do the elderly meet the insurance requirements? This is the premise of insurance.

2. Let's talk about the critical illness insurance after meeting the conditions: the insurance age of critical illness insurance, so the critical illness insurance closed the door to the elderly. But you can also buy cancer insurance and medical insurance.

3. Third-tier cities can claim compensation. As long as the claims agreed in the insurance contract are met, the claims can be settled.

There are two kinds of cancer product insurance in the market: one is called cancer insurance, and the other is called cancer medical insurance.

Cancer insurance can be regarded as a slimming version of critical illness insurance, with a slightly smaller coverage, which only protects cancer and is also a payment type.

Once the cancer is diagnosed, the insured amount will be directly given to the patient at one time, and the insured amount of 500,000 will be directly given to 500,000. Moreover, the health information of cancer prevention insurance is relatively loose, and both hypertension and diabetes can be bought.

Cancer compensation accounts for 60-70% of serious diseases, and only protects cancer. It is actually a very good choice for middle-aged and elderly people.

Anti-cancer medical insurance can be regarded as a slimming version of millions of medical insurance, which only reimburses cancer-related treatment costs and how much it costs.

To sum up, people over the age of 60 should look at their physical condition, and then take out appropriate insurance. It is recommended to buy cancer insurance and medical insurance.

*BA

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