First, there are three main types of illegal fund-raising in the field of old-age services:
1. Absorb funds in the name of providing "aged care services".
This illegal fund-raising behavior does not have the real content or the main purpose of providing old-age services. It collects membership fees and "security deposit" in the name of old-age services, and promises to illegally absorb public funds by repaying principal and interest or paying returns.
2. Absorb funds in the name of related "selling products".
This illegal fund-raising behavior means that the old-age service institutions do not have the real content of selling goods or do not sell goods as the main purpose, and absorb public funds by means of commodity repurchase, consignment and consumer rebate.
3. Absorb funds in the name of investing in "pension apartments" and "nursing homes".
This kind of illegal fund-raising behavior refers to the illegal absorption of public funds by means of return to capital sales, after-sale charter, agreed repurchase and so on. Under the guise of investing in pension apartments and pension real estate, there is no real content of real estate sales or real estate sales as the main purpose. In the name of investing in pension bases and pension construction projects, some promised high returns and illegally absorbed public funds.
Second, the characteristics of pension institutions and other suspected illegal fund-raising
1. Illegally absorbs public funds by collecting membership fees and "security deposits" and promising to repay the principal and interest of loans or pay returns under the guise of providing old-age services.
2. In the name of investing in apartments for the elderly or other related pension projects, promise to give high returns, or provide pension services as bait to induce the elderly to "join the investment".
3, under the guise of selling health care, medical care and other pension-related products, to attract the elderly to invest in financial management by means of commodity repurchase, entrusted storage for sale, consumption and so on.
Criminals often cheat the trust of the elderly by holding so-called health talks, free medical examinations, free travel, giving small gifts, taking care of their families, etc., and attract investment from the elderly.
Third, people from all walks of life said
The illegal fund-raising organizations for the elderly are mainly offline. "Generally speaking, illegal fund-raising organizations will be located in the business center on the highland, and the purpose of increasing trust will be achieved by taking elderly investors on-the-spot investigation. At the same time, through the one-on-one service of offline salesmen, elderly investors have a' professional' experience. " The CEO of Xinlian Online said.
Chairman Touna.com said that most elderly people don't know much about finance and investment, and lack the ability to identify formal investment channels and reasonable investment methods. The ability of old people to contact new things is weaker than that of young people, and it is difficult to distinguish between various forms of illegal fund-raising for new students. The awareness of preventing illegal fund-raising is not strong, and it is easy to be targeted by criminals.
The relevant person in charge of the Ministry of Civil Affairs said frankly that at present, some pension investment or charging behaviors involve multiple departments and industries, and it is difficult to coordinate and supervise. In particular, some old-age care service institutions do not carry out old-age care services with centralized life care as the main content, which are not within the scope of administrative license of the civil affairs department and are not registered in the civil affairs department. It is difficult to detect and supervise their suspected illegal fund-raising activities.
Some illegal activities will collect money from the elderly under the guise of providing old-age services, and may use high-interest reports or health care products as bait. These are illegal fund-raising. Need to be punished by law. The above also mentioned some cases about the identification of illegal fund-raising by pension institutions. Be sure to remind the elderly to be vigilant in time and call the police in time if something related happens.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 65 of the Criminal Procedure Law of People's Republic of China (PRC) stipulates that the people's courts, people's procuratorates and public security organs may obtain a guarantor pending trial for a criminal suspect or defendant under any of the following circumstances:
(a) may be sentenced to public surveillance, criminal detention or independent application of supplementary punishment;
(two) may be sentenced to more than fixed-term imprisonment, bail will not cause social danger;
(3) A woman who is seriously ill, unable to take care of herself, pregnant or breast-feeding her baby is released on bail pending trial, which will not cause social danger;
(four) the detention period expires, the case has not yet been settled, and it is necessary to get a bail pending trial.