Bank interns are the talent reserve plan for middle and senior managers of banks, and they mainly take rotation exercises in positions such as comprehensive teller, credit granting, accounting, personal finance and marketing. In particular, the post of comprehensive teller is basically a post that every bank staff must pass after joining the job. Working in this position can range from 1 year to several years. After the rotation training, the bank will match the positions according to the needs of business development and the understanding of management trainees on various positions in the bank, and finally determine the positions.
Job responsibilities of students majoring in bank management include:
1. Quickly understand the company's financial products and banking business; Provide consulting and answering services for customers, and recommend the company's products and services by providing financial advice; Properly handle customer complaints and improve customer satisfaction;
2. Actively develop and expand customers through various channels, focusing on tracking high-quality customers; On behalf of the bank, negotiate cooperation with merchants in the business circle and implement successful cooperation projects;
3. Provide on-site service for customers who apply for credit card reservation in official website; Responsible for credit card collection, assist overdue customers to handle accounts in time; According to the customer's needs, make tailor-made loan solutions for customers;
4. Provide customers with pre-loan, in-loan and post-loan services, and grasp the progress of customers' funds; Responsible for work evaluation, tracking and coordination before legal proceedings.
Bank management trainees, also known as reserve cadres, are a talent reserve plan for banks to independently train middle and senior managers. Management trainees will receive various trainings in the company, practice in different departments after one or two years of rotation, and then make arrangements according to their personal expertise after understanding the operation process of the whole company.
Compared with other schools, students majoring in bank management mainly have two years' rotation experience in branches and sub-branches, and most of them stay in each position for two to three months.