People outside the city and the permanent population of this city jointly purchase housing. If the co-owners are immediate family members, the co-owners who are not permanent residents of this Municipality and their immediate family members are allowed to go through the settlement procedures.

Without immediate family members, the owners of permanent residence in this city and their immediate family members cannot go through the formalities of settlement.

If people from outside the city buy houses, and the property rights are shared by many people, and there is no lineal relatives between the property owners, only 1 owners with a total share of not less than 30% can apply for the purchase and settle down in accordance with the regulations, and other owners (with a total share of more than 30%) must be notarized by a notary office and agree to give up their permanent residence in Xiamen.