Analysis of test questions: This question mainly examines students' ability to remember the contents of teaching materials, which is relatively difficult. During the Ming and Qing Dynasties, a regional merchant organization, namely, business gangs, appeared in China. In order to facilitate business and strengthen the contact between businessmen in the same area, the business gang specially raised funds to set up a guild hall in other places. This is the phenomenon described in the question, so the answers of D and A B C are inconsistent with the historical facts of the business gang.
Comments: During the Ming and Qing Dynasties in China, the guild hall was a feudal group composed of fellow villagers or peers. The appearance of a large number of industrial and commercial halls in Ming and Qing Dynasties played a certain role in protecting the interests of industrial and commercial people under certain conditions. However, the combination of guild halls with local concepts and feudal forces also hindered the expansion of commodity exchange and the development of social economy.