What debtors fear most is how to collect debts. Some debtors will delay paying their debts under various pretexts. We should also pay attention to ways and means in the process of debt collection. So what is the debtor most afraid of?

What is the debtor's most fearful way of debt collection? 1 1. Publish photos of Lao Lai and make them feel ashamed.

In the crowded square, rent an LED screen, and broadcast Lao Lai's name, age, ID number, home address, and debt situation 24 hours a day. It can make Lao Lai feel ashamed and achieve the purpose of paying back the money. Many courts do this, which is not an invasion of personal privacy. After all, it is illegal for Lao Lai to get into debt. Announcing Lao Lai's information is like issuing a "wanted order", and the masses have the right to know.

Second, pinhole tape recorder to record barbarism.

Some experienced old lai, in the face of debt collectors, even humiliated and beat them first to provoke them, with the aim of provoking debt collectors and forcing them to start work. Then, he can call the police and ask the police to deal with the debt collector in the name of beating and detention.

In view of this situation, you can buy a pinhole recorder to record Lao Lai's brutal behavior, and then turn out the customers first and hand them over to the police for handling. It's honest to detain him for a few days for picking fights and causing trouble. You can also send the video online. If Lao Lai is not so arrogant about his debts, it will cause public outrage and everyone will be punished.

Third, infinite tracking method, soft foam and hard grinding.

Now the technology is advanced, you can buy a small and exquisite GPS locator and secretly install it under Lao Lai's car, install a monitoring probe at his door or use a mobile phone locator to track Lao Lai's whereabouts for 24 hours. Anyway, as long as you don't break into private houses, hotels and other secret residences, it's not illegal.

He went out to a public place, and you went up and said with a cheeky smile, "Boss, you still have money. Take me to play. " When he goes shopping, you go shopping with him. Remember to charge it to his account. When he entertains, you entertains with him and stay with him forever. The method of hard grinding with soft foam seems to be the most primitive and stupid, but it often works wonders. An old lai with a debt of 5 million has been followed for several days and can't stand it.

Fourth, Lao Lai's scandal will be announced to the interpersonal circle.

If you can't collect debts from Lao Lai, you can bypass the policy and announce the scandal of Lao Lai's debts to his interpersonal circle. It is estimated that Lao Lai will betray others and affect his business and work. If he can't stand the humiliation, he will pay back the money.

Of course, if Lao Lai's close friends and die-hard friends know about it, they will definitely not treat him coldly and will try their best to help him or persuade him to pay back the money. Sometimes the evil of the debt collection company can't move their minds, but as soon as an acquaintance intervenes, Lao Lai completely puts down his resistance.

Fifth, debt collection is infernal, exposing hidden property.

Many old lai likes to cry poor, but they don't know that there are many properties hidden under them. In this case, you can send an undercover to him, preferably one who is proficient in financial investment, to gain his trust. Or you can buy someone around Lao Lai to be your eyes. As long as you can afford irresistible conditions, I believe the other lover can also buy it. Grasp its property trend step by step, and when the time comes, Lao Lai will cry again, and you will take the opportunity to throw out the "killer". You can also apply to the court for compulsory execution and seal up or freeze its property.

Sixth, the desire is so longitudinal that it is allowed to recuperate.

If Lao Lai really has no money to pay back, there is nothing to sell. If the debt collector continues to pursue hard, it may be counterproductive, leading to the last straw that crushed his life and never coming back. Debt collectors might as well indulge their passion and try to recuperate and make money. Debt collectors have a good job or a good way to start a business, and they can offset their debts with labor.

Seven, the ultimate killer, find a professional.

If the debt collector doesn't have much experience and Lao Lai is so cunning, he might as well ask for help from a professional debt collection company. After all, there are specialties in the industry, and it is better for professionals to do things. Shenzhen Xiang Jun Debt Collection Company is experienced and abides by laws and regulations. It has many negotiators and legal advisers and has helped many creditors recover their hard-earned money.

What is the debtor most afraid of? 2. Method 1: Kill the chicken with a knife.

It is really impossible to directly deal with the "iron cock" in debt, so we can only kill the "chicken" with a knife. Find someone who knows the debtor well. Of course, this person must be someone you are familiar with. Then, tell them about your financial difficulties.

Bitter, and list the debtors who take up your money, in order to let the other party stand up and tell the debtor that you are embarrassed to ask for money for you. This method can also be used interchangeably, and it can also play a role by directly expressing it to the debtor.

The same function. However, this trick requires some acting skills, and it must not be discovered that you are referring to mulberry abuse, otherwise it will be self-defeating.

Method 2: the method of using weapons

Dealing with those "stumbling" debtors may be ineffective even if you do your best. Then you can only use the last resort-resort to law.

Knowledge expansion: debt collection skills

1, go to court for settlement;

2. Send company employees to "work" in companies that are in debt, and don't leave without paying wages; There are "debt collection companies" in the society now, and they are entrusted to collect debts.

It has become common sense that it is difficult to collect debts. It is difficult to solve it in court, that is, there is no way to solve it without money, and it also involves many evidence and procedural problems.

In fact, there are "three-character classics" in debt collection: one grinding, two squeezing and three blacking.

Grinding takes time. Go often and smile. It is by no means a dead-end struggle. It should be smooth and flexible.

Squeeze, for the debts of ordinary small companies, you can let the other party repay them in installments and promise to give the salesman a little sweetness.

Black, according to different situations, we should dare to speak slang, find out each other's weaknesses, and make him feel scared. However, this is easy for people who are really rich and disloyal.

skill

In the actual legal problem scenario, the case situation is different. In order to solve your problems efficiently and protect your legitimate rights and interests, I suggest you explain the situation directly to a professional lawyer to solve your practical problems.

What are the debtor's most feared debt collection methods? 1. What are the common debt collection methods?

People usually use six main ways to collect debts:

1, you come to collect debts.

The advantage of this debt collection method is direct-there is no need to confirm the authenticity of creditor's rights and debts. If a third party is entrusted to collect debts or bring a lawsuit to the court, it is necessary to confirm the authenticity of the creditor's rights and debts.

2. Gather friends and relatives to collect debts.

This way of debt collection takes advantage of the large number of people, causing psychological pressure on debtors and urging them to pay back the money. This way is prone to extreme situations such as "illegally damaging other people's property" and "illegally restricting other people's personal freedom".

3. Entrust an unprofessional middleman-a third party to collect debts.

The advantages of this debt collection method are: in the case of debtor's credit, the debt collection time is shorter and the cost is lower. However, there is a prerequisite for entrusting a non-professional intermediary to collect debts: this intermediary must be recognized by creditors and debtors.

4. Entrust a "debt collection company"

At present, there have been "debt collection companies" on the market. However, debt collection companies have no legal status in China at present. Moreover, the cost of entrusting "debt collection companies" to collect debts is relatively high, generally reaching 30% and 50% of the amount of claims.

5, spoof the debtor

For example, I went to the debtor's house or unit three times and five times, asking the elderly at home to live in the debtor's house, and even smashed the window glass of the debtor's house. These practices are uncivilized or illegal.

6. Bring a lawsuit to court

Bringing a lawsuit to the court depends on coercion. However, there is a set of procedures for bringing a lawsuit to the court, as short as two or three months. If the debtor escapes, it must be announced three times from filing a case to sentencing and then execution. If the debtor's assets are to be evaluated and auctioned, an announcement will be made, and the time may be extended to more than one year, during which creditors should invest more time and energy. Successful litigation does not mean successful execution.

If the debtor is unable to repay, the court can do nothing. It should also be noted that the limitation of action for creditor's rights is generally 2 years, and more than 2 years is regarded as waiver of creditor's rights.

Once entering the debt collection link, creditors can collect debts themselves first; Secondly, choose a non-professional intermediary recognized by the debtor to collect debts; Thirdly, entrust professional third-party debt collection companies such as credit management companies and law firms to collect debts; Finally, I chose to sue the court for debt collection. In case of malicious disappearance or property transfer of the other party, it is recommended to conduct a comprehensive investigation and collect evidence.

Second, how to collect debts by applying for payment orders?

Creditors who refuse to perform their obligations may directly apply to the grassroots people's court with jurisdiction to issue a payment order to notify the debtor to perform the debt. If the debtor does not raise any objection or perform the payment order within 15 days from the date of receiving the payment order, the creditor may directly apply to the people's court for enforcement.

To apply for a payment order, the following conditions shall be met:

1, requesting the debtor to pay money or securities;

2. The money or securities requested for payment have expired, the amount has been determined, and the facts and evidence on which the request is based have been stated;

3. There is no other debt dispute between the creditor and the debtor;

4. The payment order can be served on the debtor.

After the creditor files an application, the court shall notify it whether to accept it within five days. After the court accepts the application, if the facts and evidence provided by the creditor are clear and legal, it shall issue a payment order to the debtor within 15 days from the date of acceptance; If the application is not established, the application shall be ruled to be rejected without appeal.

Therefore, it is quick and convenient to apply for a payment order without going through court procedures.

According to the above, we know that it is a convenient and quick way to apply to the people's court for a payment order to collect debts when creditors have sufficient evidence. Therefore, if the debtor breaches the contract, we must first collect relevant evidence and then apply to the court for a payment order. But in reality, this is not the only way to collect debts, and the parties need to decide which way is better according to their actual situation.