1. The health status of the elderly is relatively fragile, and the demand for health care products and medicines is relatively large, which is often easily used by unscrupulous merchants;
2. The elderly are generally unfamiliar with the introduction of new media such as the Internet and mobile phones, and are easily confused by all kinds of virtual false propaganda such as "magic medicine" and "secret recipe";
The elderly are more charitable than usual, and are easily deceived by some fake drug dealers under the banner of "saving lives".
Anti-fraud guide:
First, keep a clear head, don't covet small profits, don't believe other people's lies, and remember that "there is no free lunch in the world" and "there is no pie in the sky".
Second, the elderly should pay more attention to all kinds of news media and community propaganda, learn more about official information and all kinds of fraud methods, and strengthen their ability to identify fraud methods.
Third, stay away from suspicious people, don't be too close to "strangers", always be vigilant, and don't answer strange phone calls and text messages casually to avoid being deceived.
Fourth, when you make up your mind, don't make a decision easily. Think more and consult more when you want to move money.
5. Go to the designated and formal departments of the government and the community, actively download the software of the National Anti-Fraud Center, and effectively identify and intercept fraudulent calls and text messages.
Sixth, elderly people who are not familiar with the operation of online payment platforms are advised not to bind bank cards on WeChat and Alipay, and only save a small amount of change. Try not to open online payment service for bank cards.
Seven, children should always pay attention to the physical and mental health of the elderly, more companionship, more care.
Common forms of fraud:
First, health care products fraud
The elderly pay more and more attention to health care, and fraudsters take advantage of this to lure the elderly to buy useless health care products at high prices, explain health care knowledge under the guise of "free physical examination" and "free experts", or send eggs, fruits and small household appliances for free to defraud the elderly.
Second, "paying pensions"
cheat
In the name of knowing the staff, fraudsters charge tens of thousands of yuan to uninsured people at one time, falsely claiming that they can help uninsured people provide agency services, so that uninsured people mistakenly think that they can enjoy pensions by paying social endowment insurance premiums at one time.
Third, winning fraud.
Winning fraud is mainly implemented by calling or texting to say "winning is a lucky audience" or throwing paper winning lottery tickets to lure the elderly to win. Once someone contacts for redemption, fraudsters demand remittance in various names, such as "notarization fee", "transfer fees" and "late payment fee", and commit fraud.
Fourth, investment and financial fraud.
In recent years, many scams have lured the elderly to invest with high profit returns, including frequent illegal fund-raising cases in recent years. At first, some lawless elements often fabricated various investment projects in the name of investment, wealth management and pension services, and cheated with high interest, high return and low risk as bait.
Five, housing pension fraud
At present, many fraudsters aim at the old people's houses and launch the project of "providing for the elderly with houses". With the words of "it is useless to leave the real estate license at home and get high interest every month", they trick the old people into mortgaging their houses and buying "high-yield" "financial management projects" with borrowed money. Generally, fraudsters will return part of their income to the elderly in the early stage and then abscond with the money. In the end, the old man was penniless and even in debt.
Sixth, the "warmth" scam
As the elderly enter their twilight years, they begin to fear loneliness and long for companionship. Fraud gangs seize the psychology of the elderly as a starting point to obtain illegal benefits. When people who sell fake and shoddy health care products come to the door every day to be caring and attentive, "more intimate than their children", some elderly people are willing to buy "three noes" products. At the same time, empty nesters are the key targets of fraud. Fraud gangs win trust through "companionship" and then commit crimes. What's more, they defrauded property in the name of "marriage".