The basic old-age insurance for flexible employees is divided into nine grades. The insured can flexibly choose any one of them according to the local average monthly salary of employees in the previous year, such as 60%, 70%, 80%, 90%, 100%, 150%, 200%, 250% and 300%, and according to their own economic affordability. The employee of the unit pays the endowment insurance, and the unit pays 20% for him, and the employee only needs to bear 8%, and all the contributions of the employee enter the personal account.

Legal objectivity:

Endowment insurance is an important part of social security system and one of the five most important social insurances. The so-called endowment insurance (or endowment insurance system) is a social insurance system established by the state and society according to certain laws and regulations to solve the basic life of workers who reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. In recent years, influenced by many factors, such as the employment situation in the market and the operation of enterprises, many employees who were originally insured in the unit left the unit and entered the state of unemployment and flexible employment, and some employees were in the state of interruption of payment of endowment insurance. With the promulgation of Gansu Province's Opinions on Solving the Problem of Interrupting Payment of Enterprise Employees' Failure to Participate in the Basic Old-age Insurance, these employees who are "stranded" outside the "safety net" of the basic old-age insurance have a "door" to pay back the old-age insurance. There are three eligible categories that can pay the old-age insurance premium before 20 1 1, 12 and 3 1. One or six groups of people can pay back the old-age insurance, and the Opinions clearly stipulate the scope of application of paying back the old-age insurance. These six situations are: 1. Former permanent workers and contract workers (including long-term temporary workers in the plan, temporary workers with urban household registration, etc.) who have gone through formal employment procedures at or above the county level and then terminated their labor relations with the unit (or interrupted their labor relations due to unsuccessful job transfer). ) Not insured or interrupted. 2. The employee fails to participate in insurance or interrupt payment due to voluntary resignation, dismissal, delisting, and lack of public office after being released from prison; 3 urban individual industrial and commercial households and flexible employees to handle new insurance procedures; 4. Individual industrial and commercial households and urban flexible employees stop paying fees after reaching the statutory retirement age and the payment period is less than 15 years; 5 enterprise employees as flexible employees to participate in the basic old-age insurance; 6. When the insured person goes through the transfer and connection procedures, the payment base of the previous year cannot reach 60% of the wages of employees in the province (social average). Second, three types of people can pay endowment insurance before the end of next year. How do eligible people pay endowment insurance? The "Opinions" clearly stipulates the specific handling opinions. Among them, three types of qualified personnel can pay the old-age insurance premium before 2011231,and will not apply after 2012/. Workers with a fixed term and a labor contract system who have gone through the formal employment formalities with the human and social departments (labor and labor security departments) at or above the county level and then terminated their labor relations with the unit (or interrupted their labor relations due to unsuccessful job transfer) are not insured or stopped paying fees. Payment can be made in three ways:1.19951231.The former permanent employees who terminated their labor relations with their original units (or those who interrupted their labor relations due to unsuccessful job transfer) can pay the fees from1992 July to 6600 according to the employee status of the enterprise and the corresponding payment proportion and base. 1996 65438+ 10/month, you can continue the pension insurance relationship as a flexible employee and pay the basic pension insurance premium. 2.19951February 3, 9951The workers on the labor contract who terminated their labor relations with their original units (or whose labor relations were interrupted due to unsuccessful job transfer) may apply for payment from the time they joined the work to June1995/according to their contract status and the corresponding payment ratio and base. 1996 65438+ 10/month, and can be used as a flexible employee to continue the basic old-age insurance relationship and pay the basic old-age insurance premium. 3.65438+65438 10 +0 After 0996+65438, the employee who terminates the labor relationship with the original unit (or the labor relationship is interrupted due to unsuccessful job transfer) can apply for paying the basic old-age insurance premium according to the employee status of the enterprise and the corresponding payment proportion and payment base, and the payment period will not be calculated if not paid. After the termination of labor relations, they can continue the old-age insurance relationship as flexible employees and pay the old-age insurance premium. Because of voluntary resignation, dismissal, dismissal, failure to hold public office and other reasons, employees who are uninsured or interrupt payment can pay the basic old-age insurance premium during the uninsured or interrupted payment period according to the status of flexible employees and the corresponding payment ratio and payment base (payment is not allowed during the prison term), and the actual payment period is calculated by combining the accounts before and after. If the payment interruption time is earlier than 1996 65438+ 10 month 1, only the part after 1996 1 can be paid back. If individual industrial and commercial households and flexible employees in cities and towns stop paying fees and the payment period is less than 15 after reaching the statutory retirement age, it will be handled in two ways: the earliest payment time for individual industrial and commercial households and flexible employees in cities and towns to participate in the basic old-age insurance is 1996 1. Individual industrial and commercial households and flexible employees who participated in the insurance before June 5438+February 3 1 2009 can apply for paying the basic old-age insurance premium during the interruption of payment. If you reach the statutory retirement age and the payment period is less than 15, you can extend the payment to 15, and then go through the formal retirement procedures and enjoy the basic old-age insurance benefits. Three, flexible employees from this year more than 1 year does not pay. At the same time, those who have a work unit may not be insured as flexible employees, and those who have been insured as flexible employees must be resolutely corrected. At the same time, the principal and interest of the difference in payment due to different identities will be returned and returned to the work unit to continue to be insured as employees. When handling the transfer of the basic old-age insurance relationship, it shall be handled according to the new transfer method after obtaining the consent of the receiving unit. The receiving party should carefully examine the payment base of the transferred workers in previous years, and must reach 60% of the wages (social average) of the employees in the province. If it fails, it shall be supplemented before receiving; Unable to return to the original unit to repay, the recipient shall handle the payment. In addition, after 201010/0, all urban hukou applicants who participate in insurance or extend the basic old-age insurance relationship as individual industrial and commercial households and flexible employees must produce relevant certification materials, register for insurance after passing the examination and establish insurance payment files. Payment shall be made from the date of insurance and the payment period shall be calculated, and the actual payment period shall not be extended by recovering the payment of previous years. If the payment is suspended for no more than 12 months, you can apply for payment during the suspension period, and if it exceeds 12 months, you will not pay it back. After reaching the statutory retirement age, if the payment period is less than 15, it is allowed to extend the payment to 15 before going through formal retirement procedures and enjoying basic old-age insurance benefits. One or six groups of people can pay back the old-age insurance, and the Opinions clearly stipulate the scope of application of paying back the old-age insurance. These six situations are: 1. Former permanent workers and contract workers (including long-term temporary workers in the plan, temporary workers with urban household registration, etc.) who have gone through formal employment procedures at or above the county level and then terminated their labor relations with the unit (or interrupted their labor relations due to unsuccessful job transfer). ) Not insured or interrupted. 2. The employee fails to participate in insurance or interrupt payment due to voluntary resignation, dismissal, delisting, and lack of public office after being released from prison; 3 urban individual industrial and commercial households and flexible employees to handle new insurance procedures; 4. Individual industrial and commercial households and urban flexible employees stop paying fees after reaching the statutory retirement age and the payment period is less than 15 years; 5 enterprise employees as flexible employees to participate in the basic old-age insurance; 6. When the insured person goes through the transfer and connection procedures, the payment base of the previous year cannot reach 60% of the wages of employees in the province (social average). Second, three types of people can pay endowment insurance before the end of next year. How do eligible people pay endowment insurance? The "Opinions" clearly stipulates the specific handling opinions. Among them, three types of qualified personnel can pay the old-age insurance premium before 2011231,and will not apply after 2012/. Workers with a fixed term and a labor contract system who have gone through the formal employment formalities with the human and social departments (labor and labor security departments) at or above the county level and then terminated their labor relations with the unit (or interrupted their labor relations due to unsuccessful job transfer) are not insured or stopped paying fees. Payment can be made in three ways:1.19951231.The former permanent employees who terminated their labor relations with their original units (or those who interrupted their labor relations due to unsuccessful job transfer) can pay the fees from1992 July to 6600 according to the employee status of the enterprise and the corresponding payment proportion and base. 1996 65438+ 10/month, you can continue the pension insurance relationship as a flexible employee and pay the basic pension insurance premium. 2.19951February 3, 9951The workers on the labor contract who terminated their labor relations with their original units (or whose labor relations were interrupted due to unsuccessful job transfer) may apply for payment from the time they joined the work to June1995/according to their contract status and the corresponding payment ratio and base. 1996 65438+ 10/month, you can continue the basic old-age insurance relationship as a flexible employee and pay the basic old-age insurance premium. 3.65438+65438 10 +0 After 0996+65438, the employee who terminates the labor relationship with the original unit (or the labor relationship is interrupted due to unsuccessful job transfer) can apply for paying the basic old-age insurance premium according to the employee status of the enterprise and the corresponding payment proportion and payment base, and the payment period will not be calculated if not paid. After the termination of labor relations, they can continue the old-age insurance relationship as flexible employees and pay the old-age insurance premium. Because of voluntary resignation, dismissal, dismissal, failure to hold public office and other reasons, employees who are uninsured or interrupt payment can pay the basic old-age insurance premium during the uninsured or interrupted payment period according to the status of flexible employees and the corresponding payment ratio and payment base (payment is not allowed during the prison term), and the actual payment period is calculated by combining the accounts before and after. If the payment interruption time is earlier than 1996 65438+ 10 month 1, only the part after 1996 1 can be paid back. If individual industrial and commercial households and flexible employees in cities and towns stop paying fees and the payment period is less than 15 after reaching the statutory retirement age, it will be handled in two ways: the earliest payment time for individual industrial and commercial households and flexible employees in cities and towns to participate in the basic old-age insurance is 1996 1. Individual industrial and commercial households and flexible employees who participated in the insurance before June 5438+February 3 1 2009 can apply for paying the basic old-age insurance premium during the interruption of payment. If you reach the statutory retirement age and the payment period is less than 15, you can extend the payment to 15, and then go through the formal retirement procedures and enjoy the basic old-age insurance benefits. Three, flexible employees from this year more than 1 year does not pay. At the same time, those who have a work unit may not be insured as flexible employees, and those who have been insured as flexible employees must be resolutely corrected. At the same time, the principal and interest of the difference in payment due to different identities will be returned and returned to the work unit to continue to be insured as employees. When handling the transfer of the basic old-age insurance relationship, it shall be handled according to the new transfer method after obtaining the consent of the receiving unit. The receiving party should carefully examine the payment base of the transferred workers in previous years, and must reach 60% of the wages (social average) of the employees in the province. If it fails, it shall be supplemented before receiving; Unable to return to the original unit to repay, the recipient shall handle the payment. In addition, after 201010/0, all urban hukou applicants who participate in insurance or extend the basic old-age insurance relationship as individual industrial and commercial households and flexible employees must produce relevant certification materials, register for insurance after passing the examination and establish insurance payment files. Payment shall be made from the date of insurance and the payment period shall be calculated, and the actual payment period shall not be extended by recovering the payment of previous years. If the payment is suspended for no more than 12 months, you can apply for payment during the suspension period, and if it exceeds 12 months, you will not pay it back. After reaching the statutory retirement age, if the payment period is less than 15, it is allowed to extend the payment to 15 before going through formal retirement procedures and enjoying basic old-age insurance benefits.