How about anniversary comprehensive insurance?
The following is the coverage of all risks in the Millennium:
In addition to death/total disability, there are also two full-risk expiration guarantees for the Millennium anniversary. If the insured is still alive after the expiration of the guarantee period, he can receive the due payment and the corresponding guarantee responsibility is terminated. How long is the warranty period? When the insured reaches the age of 100, it is almost equivalent to life.
The effective protection of "two risks" will also increase with the passage of time, but the annual increase is higher than the mainstream increase in whole life insurance.
Wannian Jubilee Insurance supports insurance reduction and policy loans, which can meet the needs of capital use in different periods. There are also some practical value-added services, such as medical green alliance, health valley guarantee occupancy right and trust.
People aged 0-70 can be insured with two-year insurance. The insurance threshold is 1 000 yuan, and the payment method can be wholesale or annual. The longest payment can be divided into 10 year.
Generally speaking, the protection of Millennium endowment assurance is quite good, but we should choose according to our own situation and see if the products are suitable for us, and don't buy them blindly.