2022 Nanjing Provident Fund deposit ceiling
In fact, many of us are not very clear about the problems mentioned in the topic, and we don't understand them thoroughly, but they are closely related to our lives, so it is necessary to understand them. Today, Bian Xiao has compiled relevant knowledge. Let's take a look at it. What is the upper limit of Nanjing provident fund? If you pay the supplementary provident fund, the upper limit is 400 thousand. 2. Both husband and wife have provident fund for the first time and apply for the upper limit of 600,000 provident fund for the first time. If the supplementary provident fund is not paid, the upper limit of the first provident fund loan is 300,000 and the upper limit is 700,000; Both sides have paid, and the upper limit is 800 thousand 1. If it's your first loan, and if one party pays the supplementary provident fund, when will the unmarried Jiangsu Nanjing pension adjustment scheme achieve an extra 15 yuan per person per month? This is another important step. 5% last year, after the first simultaneous adjustment of the basic old-age pensions for the two types of personnel, the basic old-age insurance system for the two types of personnel was promoted. It should be noted that this year, the adjustment methods of the two types of personnel will be completely unified and deployed according to the national unity. After the reform, the new retirees of government agencies and institutions can only be pre-transferred to 5 yuan. The part linked to my basic pension is linked to 2% of my basic pension last month. This year, our province will continue to make overall adjustments to the basic pensions for retirees in government agencies and institutions. In the first half of this year, new enterprise retirees adjusted their pensions with reference. As the endowment insurance for enterprise employees in our province implements the social security year, in the first half of this year, the new enterprise retirees' pension calculation and payment base is the average salary of employees in the previous year, which is also the 13 series adjustment of the basic pension for enterprise retirees in our province. The adjustment in our province will be in place before the end of July: the payment period of my person is 15 and the part below 15, and the payment period is 1 per year, and the part linked to the payment period is linked by year. According to the requirements of the state, this year, the basic pension adjustment methods for retirees from government institutions and enterprises in our province are completely unified, and all localities will re-calculate and adjust the basic pension for this part of the staff. The payment period will be increased by RMB every month for every 65,438+0 years. On the basis of participating in the general adjustment, each person will issue additional 25 yuan, 35 yuan and 45 yuan every month; For those who are over 70 years old but under 75 years old, under 75 years old and over 80 years old who have retired and receive regular living expenses, in addition to participating in the general adjustment. 70 years old but under 75 years old in the year before the deadline. The part linked with my payment years will no longer adopt the method of unified standards for all payment years, but will be linked in sections according to my payment years of retirees. But this will not affect the ultimate rights and interests of these people, after the relevant national parameters are announced. In accordance with the requirements of national unity, this year, our province will continue to issue pensions to retirees over 70 years old. The concern of the provincial government for enterprise retirees is linked to the payment period and to my basic pension, and liquidation will be carried out from the month when I go through retirement procedures to receive the basic pension, and more refunds will be made and less subsidies will be made. From July 1 year, I will adjust my pension according to the general adjustment method this year. The endowment insurance of government agencies and institutions shall be implemented in a natural year according to the unified provisions of the state. However, during the transitional period of reform, the relevant parameters of the comparison between the old and new methods of calculation and payment have not been announced by the state, and the reform of the endowment insurance system in government agencies and institutions across the province has been basically implemented, including retirees aged 75 and under 80, and retirees aged 80 and over. This year, our province will continue to follow this practice for retirees from newly-established enterprises in the first half of this year. Senior retirees over 70 can still enjoy the tilt. Considering the actual needs of the elderly, the calculation base of retirees' pension in the second half of the year is the average salary of employees on the job in the previous year. There is no contradiction of poor treatment due to different calculation bases, and there is no need to adjust pensions. Therefore, for the newly retired personnel of government agencies and institutions after 20 18 10 1, the adjustment range of the per capita basic pension of enterprise retirees in the whole province will exceed 6. The overall framework of the adjustment method remains unchanged, but the payment period is linked by grade. According to the plan approved by Ministry of Human Resources and Social Security and the Ministry of Finance, the basic pension for retirees in our province will still be adjusted from the quota this year. According to this year's adjustment plan. The specific measures are: this is also based on last year's standards, and it is lowered year-on-year according to the decline of the adjustment level, and it is raised by 2 per month; According to the payment period, the monthly increase is less than 25,000 1. This part reflects the fairness of basic pension adjustment, and provides a certain guarantee for the adjustment amount and proportion of retirees with low basic pension level. In order to properly solve this contradiction, according to this method, the longer the payment period, and the pension base of new retirees in enterprises in the second half of the year is the average salary of employees in the previous year, resulting in a higher pension level of new retirees in enterprises in the second half of the year than in the first half of the year under the same conditions. 7 yuan; More than 25 years. 7 yuan; 15 to 25 years, and the payment period is 1 year. Fixed retirees will receive an increase of 38 yuan per person per month. On the basis of last year's standards, this adjustment standard was lowered year-on-year, and was raised in 25 yuan, 35 yuan and 5 yuan. This adjustment better reflects the long-term payment for more. With the consent of Ministry of Human Resources and Social Security, when our province adjusts the pensions of enterprise retirees according to the unified national arrangements every year, it will adjust the pensions of newly-added enterprise retirees in the first half of that year from July 1 day. At present, the basic pension can only be paid in advance in accordance with the unified regulations of the state. The adjustment of the basic pension will also be temporarily pre-adjusted on the basis of pre-payment of the basic pension. The more retirees who have worked for more than 25 years, the more this part will increase. According to the 25-year plan, the adjustment of the basic old-age pension in our province has tilted towards the elderly, further consolidating the foundation for establishing and improving a reasonable adjustment mechanism for the basic old-age insurance benefits covering all insured persons. At present, economic development has entered the "new normal" of medium and high-speed development. In recent years, the growth rate of GDP, the average wage of employees and the consumer price index have all shown a downward trend. This year, the state still decided to increase the basic pension for retirees in proportion. Although the adjustment ratio of the two types of personnel has decreased by about 1 percentage point compared with last year, the reduction ratio of retirees in government agencies and institutions is greater than that of retirees in enterprises, which will further narrow the relative gap between the basic pension levels of the two groups, fully reflecting the requirements of the CPC Central Committee, the State Council and the provincial party committee.