Don't trust the "old Chinese doctor",

Looking for "police mobile force"

In June last year, 1 1, Qian Laobo from Jiangmen, Guangdong Province was invited to attend a tea party for the elderly organized by a biological company. During the activity, Qian Laobo was diagnosed as kidney poisoning and liver fire by a "doctor" who claimed to be an old Chinese doctor.

Symptoms, scared, spent 74580 yuan to buy 5 boxes of bear bile of a certain brand. After returning home, Qian Laobo questioned the efficacy of the product and called the company to request a return, but the other party refused. In desperation, he complained to Jiangmen Consumer Council.

Yes

Similar incidents abound. According to the survey of China Consumers Association, in recent years, some unscrupulous operators have seized the pain points of the elderly, such as information occlusion, emotional loneliness and desire for health, through health lectures, prize-winning lectures and "special sessions"

Home visits, free physical examinations, fake experiments, home visits and gifts, membership discounts, consignment, etc. Fool the elderly to blindly buy high-priced health care products and make huge profits illegally, resulting in some elderly people losing their blood or even losing their money.

Life.

Liu Qing, Deputy Secretary-General of China Consumers Association, believes that the current health food market is mixed, and there are endless scams under the guise of technology and health concepts. The whole society should make joint efforts to standardize the market order. Elderly consumers

It is also necessary to raise awareness of prevention and identification, obtain health food through formal channels, identify the health food mark (police mobile unit) and approval number on product packaging, pay attention to checking whether the business license is complete, and find problems and

Report in time.

travel

Read the terms carefully, and the payment account should be regular.

20 15 Shaanxi Xi Anyi bus fell off a cliff, killing 35 people and injuring 1 1 people. The bus involved is an old man who participated in a free tour. This activity is for sale of health products.

Enterprise organization, the purpose is to promote health care products. According to the survey, most of the time in this trip was occupied by sales promotion lectures. In order to reduce operating costs, the buses rented by the companies involved are non-operating vehicles and are nearing the end of their service life.

Limit.

"These obviously illegal marketing behaviors are popular, indicating that our supervision is not in place." Liu Junhai, vice president of china law society Consumer Protection Law Research Association, believes that we should fight a few tough battles to set an example for the outstanding problems in the field of consumption of the elderly.

The relevant person in charge of China Consumers Association reminded the elderly consumers that when choosing travel agencies and tourism products, they should not be price-oriented. When signing up for a tour group, you should read the contents of the travel contract carefully and check the extra fees and itinerary.

Sign the payment after the terms such as lines and charging items are reasonable, and beware of the trap of "age surcharge"; Try to choose a qualified and reputable travel agency, and it is best to pay the exit deposit to an account supervised by a third-party financial institution.

Household, don't easily hit the employee's personal account.

wealth management

Communicate with children more, and be careful that certificates of deposit change into insurance policies.

In addition to the traps in shopping and tourism, financial management is also a means for many companies to fool the elderly. Aunt Wang, who is over 70 years old, told reporters that she and many of her peers have participated in an investment company in Qingdao, Shandong.

Lecture on financial management. The company promotes its wealth management products with high interest and low risk. Aunt Wang bought wealth management products and didn't check them carefully when signing the contract. After returning home, she found that the operator had signed a loan contract with her. After the expiration of the contract

The other party claimed that it was unable to repay due to poor management, and the amount was as high as 1 ten thousand yuan. However, with a written loan contract signed by herself, it is difficult for Ms. Wang to prove that the company is engaged in illegal fund-raising.

Members of the Expert Committee of China Consumers Association believe that if there is a need for financial management, the elderly may wish to communicate and discuss with their children more. They should have a clear understanding of the issuing and contracting institutions, capital preservation or not, investment direction, expected rate of return, etc. , and make clear the type of products they buy, so as to avoid some salespeople selling insurance in the name of "deposit" and "wealth management products".

China Consumers Association reminds the elderly consumer groups that before investing in financial management, they should know their financial situation, risk tolerance and the guarantee commitment of project investment income; Beware of "gifts, kickbacks, etc."

Sales, because of buying insurance, giving gifts, returning commissions, etc. Prohibited by law. If the insurance company or salesperson promises to give a gift but fails to cash it, the consumer demands to cash it, and the law does not support it.

Old people need to be cautious.