In the eyes of ordinary people, profiteering industry often corresponds to high profit and high income and welfare of executives. We might as well take stock.
First, the simplest profit model of banks is to lend money with depositors' money to obtain spreads. In just 20 18 a year, the total profits of the six state-owned banks reached one trillion yuan, enough to kill the total profits of thousands of A-share listed companies.
In the era of rapidly rising house prices, banks have made huge profits from it, and the growth rate of assets far exceeds GDP. In addition, banks generally make money, charging for various services, and sending three or five text messages every month can also collect three or four dollars, which is unique.
2. In 20 18 years, the electricity consumption of the whole society in China was 6,844.9 billion kWh. It can be said that a penny increase in electricity prices corresponds to tens of billions of profits.
The cost of thermal power generation is about 0.2-0.3 yuan, and the cost of hydropower generation is lower. Although the establishment and maintenance of the power grid requires a certain cost, the profit is so amazing that some employees who copy electricity bills can earn tens of thousands of yuan a month.
Third, there are friends working on the highway. It is said that the annual fee is 800 million, of which more than 600 million is net profit. Interestingly, almost a considerable proportion of expressways are built by loans, and only the interest is repaid every year, but the principal is not repaid, so that the loans have not been repaid until the end of the charging period, but the profits are distributed every year. So, as a result, we all saw that the loan was not paid off, and then we charged.
Highways are comparable to nuclear-powered printing presses.
Fourthly, if the tobacco industry makes a careful calculation, the cost of a pack of brand-name cigarettes will not exceed that of 35 yuan, but the price can be as high as tens of yuan and hundreds of yuan, and the profit rate is quite amazing. In just 20 18 a year, the profit and tax of tobacco corporation exceeded one trillion yuan, which can exceed the net profit of the four major banks.
Five, the telecommunications industry and the power industry are quite similar. Due to the limited competitors, everyone tacitly maintained a good price level and made a big profit.
In addition to the initial investment in networks and equipment, the telecommunications industry is almost lying down to make money.
Sixth, the medical industry will talk about hospitals first. The profits of the top three hospitals in a big city are considerable, and their profitability can kill the sum of the annual profits of several A-share listed companies. In the past, hospitals relied heavily on high drug prices, but now the drug prices are a little lower, but the inspection fees have been successfully raised. Patients come to the hospital for a random check-up, which costs hundreds to thousands of yuan.
Although some pharmaceutical companies lack innovation ability, they basically change the packaging and adjust the formula slightly to create a new drug, but they are very distinctive in sales. Through various ways to improve the living conditions of hospital doctors, occupy the market and obtain good profits.
Seven, the teaching material industry looks unremarkable, and a series of teaching materials can be compiled by several people. As long as you can get through contacts and find buyers, you can easily get super high profits. The highest cost of a book is 35 yuan, and it can reach tens of yuan when it is sold. This is a huge market with tens of billions of profits.
Eight, liquor industry, liquor industry, especially well-known liquor, the profit is quite high. Taking Maotai as an example, the data shows that the daily income is 654.38+0 billion, and the gross profit margin reaches 965.438+0.2%.
Nine, the real estate industry Today, the total market value of real estate in the country has exceeded 500 trillion, and the top ten real estate developers in the rich list have occupied four seats.
Early developers can use10.20 billion to develop real estate, take land on credit, take land on loan, take Gai Lou on credit, pre-sell in advance, and pay back the money before rolling. Within three to five years, assets will reach hundreds of millions or even billions.
In the 20 years of rapid rise in housing prices, the real estate industry has gained rich returns, which can be called profiteering.
A real estate, a printing machine.
X. The reason why dentistry and ophthalmology didn't put these two into the medical industry is because there are many small clinics and hospitals in society. It may cost one or two hundred yuan to treat a tooth in a hospital, but it may cost thousands of dollars in this kind of specialist clinic or small hospital.
Take ophthalmology as an example, a pair of glasses that cost only 20 to 30 yuan can be sold for 600 to 700 yuan or even more than 1,000 yuan. The average cost of vision correction software is only a few hundred yuan, but it can be charged per time, and the price of an authorized set is as high as ten thousand yuan.
1 1. Compared with the glasses sold by ophthalmology, the glasses industry is also profiteering, but it is obviously much worse. But there is no doubt that the optical shop is still alive today, and the high profit rate is the fundamental reason.
Twelve, the beauty salon industry women and children have the most money, and everyone has the heart of beauty. Women are willing to spend a lot of money to maintain their faces.
A perm of several hundred dollars won't exceed that of 20 yuan. A beautician dares to do minor surgery after studying for a few days, and charges more than 1000 yuan at a time. No matter how many beautiful women become disfigured tragedies, they can't stop a woman from pursuing beauty.
Eyebrows tattooed, face-lifting, hyaluronic acid, new projects in beauty salons continue, and financial resources are rolling in.
Thirteen, the popularity of smart phones in the game industry makes it more and more convenient to play games. Up to now, the scale of the game market has exceeded 200 billion yuan, and game companies with huge users have made huge profits.
Fourteen, the live broadcast industry started as a mobile phone and succeeded. As long as he is beautiful or talented, an uncle who can cook can become an online celebrity. Unconsciously, countless online celebrities have emerged, from small videos to live broadcasts, which have met the needs of countless viewers and gained a lot of wealth.
On the one hand, some live broadcasters earn tens of thousands of yuan a month by rewarding them. On the other hand, receiving advertisements and selling products have also become an important source of profit for live broadcasts. People who do well even earn hundreds of thousands a month, which is also an important reason why some companies do live broadcasts. The rise of live broadcast has even changed the sales methods of online merchants, and selling goods live has become the choice of many online stores.
The live broadcast also gave the grassroots high-income opportunities.
15. Counterfeiting in the fake industry has made many people hate it, but what we should pay more attention to is that many people in society deliberately buy fake goods, which is a trillion-dollar market. Some people can't afford brand-name bags, so they will buy high imitation of several hundred yuan, and their backs will be satisfied. Some fake brands of clothes and shoes also have this mentality.
Today, there are fewer and fewer fakes on Taobao. Because of stricter management, branded brands may be found. However, a communication software has become an important tool for selling fake goods, and a relatively perfect sales system has been established. With the help of counterfeit brands, bags costing 100 yuan can be sold for hundreds to thousands of yuan, or even genuine goods.
Countless people pursue brands and like luxury goods to increase their face. This immature consumer psychology is also the root cause of the enduring counterfeit goods.
XVI. Cosmetics Industry In the WeChat business, cosmetics are the focus. On the one hand, it has a long shelf life, on the other hand, it is just needed by women. A mask for three or five dollars can be sold for tens or hundreds of dollars just by hanging a brand. A bottle of facial cleanser costs more than ten yuan, and the same price is several times or even ten times. Women are willing to invest in cosmetics, which has spawned huge profits in cosmetics.
Seventeen, health care industry medical treatment is very expensive, want to save money must be healthy. With the enhancement of health awareness, the health care industry has mushroomed everywhere. All kinds of experts and professors, true or false, talk about all kinds of specious health principles, and often end up selling health care products. In large and small communities, many young people send eggs, rice and invite the elderly to class, usually more affectionate than their sons. Finally, they make huge profits by selling health care products.
Health care products, the main component is starch, can not eat dead, generally can not eat bad. As for the health care effect, this is really not necessarily.
Old people spend a lot of money on health care products.
18. Education and training industry Most of the education we receive is useless to society. Geography, history, physics, chemistry, biology, English and other subjects in universities are not needed by society.
Where school education is insufficient, social capital will make up for it. This is a business opportunity.
In recent years, a variety of training institutions are surging, and the fees are not low. Both primary school students and adults have something to sign up for.
It is normal to spend several thousand yuan and tens of thousands of yuan to study, from test results to various certificates.
On the one hand, I spend a lot of time studying things that I can't use at school, and I have to cope with various exams. On the other hand, I have to spend money to learn knowledge in society to increase my competitiveness. The interesting situation has spawned a huge market with a scale of one trillion.
For training institutions, venues and lecturers are the biggest costs. Once the number of students enrolled equals the cost, every additional student is pure profit, and the profit rate of well-done institutions is high.
Nineteen, people in the funeral industry always die. They can't afford a house when they are young, and they may not be able to afford a cemetery when they die. Unconsciously, the unit price of the cemetery has exceeded the city house price. It is precisely because of the threshold that private capital cannot enter at will, has no certain strength and connections, and can't get land, which naturally ensures sufficient profit space.
Twenty, the profit model of the insurance industry seems to be empty-handed. Collect a lot of people's money together, promise how much to return a day, or what kind of compensation is wrong, and give people protection while making money.
For car owners who have never had an accident, the cost of insurance companies is almost zero, and thousands of dollars a year can become profits. As for the owner of the accident, there are naturally other owners' money to make up for it. In the end, the insurance company still has a lot of profits.
For some people who buy dividend insurance or surrender midway, there is no interest and no guarantee, and the insurance company hardly pays any cost, but surrender will lose a lot of principal, which becomes the pure profit of the insurance company.
Speaking of it, insurance companies make more money than banks. After all, some insurance companies compensate consumers for their money a year, but they don't give salesmen the same commission.
Let me talk about this briefly first. If you have more opinions, please leave a message in the comments and we will analyze and study together.