You can directly dial the Bank of Communications credit card and turn to manual service, and ask the customer service staff of the Bank of Communications Credit Card Center to cancel the Bank of Communications credit card. Customer service personnel can go through the cancellation procedures after verifying your identity, and all processes can be completed by telephone without going to the Bank of Communications outlets.

Need to be reminded that before canceling the Bank of Communications credit card, you need to ensure that there is no debt and no balance in your account; There is a delay period of 45 days after the card is cancelled. During this period, if a new bill is generated, it needs to be repaid and the credit card cannot be used. After 45 days, as long as the account has been settled, the card will be officially cancelled.

Or bring your ID card to the counter to fill out the form and cancel the card. But it will be slower. This operation is not recommended. ? However, no matter how the card is sold, I suggest you call 800 again to check whether the card has been sold.

If the credit card is not used, please cancel it in time, otherwise it will have the following effects:

1. It is best to cancel the credit card after paying off the loan, because an annual fee will be generated every year;

If you don't pay the annual fee, it will also bring trouble to your credit information, and it will also affect your future loan to buy a house.