The reason why the price of Nanjing Ginkgo Villa is relatively low is mainly because its small property houses need a one-time payment. This makes the total price of the house higher, but relatively speaking, mortgage loans are unsustainable. In addition, there may be some risks in buying a small property right house, such as not being able to handle the property right certificate normally and not being able to transfer and inherit legally. So although the price is relatively low, buyers need to weigh the pros and cons before making a decision.