1, keep accounts in the simplest way every week, probably know where your main consumption is, and you will know how to control it next month.

It is a waste of time to earn a lot of money when you roll wool.

Spend money on your hobbies, such as learning to dance, swim and bake. You may spend every boring day in the future by this hobby, and even you will make many like-minded friends because of this hobby.

4, regular physical examination once a year, spending money to do a physical examination can save a lot of money to see a doctor.

5, be careful with small money, many times deposits are spent with these small money. Think more about what you need and what you have to be happy for a long time.

6. Jimei, if you want to buy a house, don't buy a car yet! ! Buying a house has the nature of saving money for investment, while buying a car only devalues consumption.

7. Buy expensive clothes in winter, and a good coat can last for many years. You can buy cheaper clothes in summer, because washing them several times doesn't hurt so much.

8, luxury bags can occasionally buy some value-for-money, which not only satisfies the desire, but also does not lose money.

9, jewelry to buy gold, many styles are better than silver, but also preserve value. I think money is just another way to help save money.

10, don't always worry about drama, pay more attention to some news knowledge about current affairs, society, finance, wealth management, real estate and education. Many times, opportunities are hidden in this knowledge. After all, people can only make money within their own cognitive range.

1 1. When shopping online, perfect your favorite items before buying them, and wait a week to see if you like them, which can avoid a lot of impulsive consumption.

12, dyeing your hair once a year is enough. Frequent dyeing of hair hurts not only the hair but also the wallet. Bleaching is very harmful to hair, and the recovery period should be at least one year.

13, skin care products are more important than make-up, essence is more valuable than mask, liquid foundation is better, and a few lipsticks with appropriate colors are enough.

14, knowing how to pay for knowledge means knowing how to invest in your future, taking online classes, giving offline classes, learning baking and taking fitness classes, among which buying books is the lowest cost and the highest return.

15, take good care of your teeth, eating is a lifelong thing, mouthwash and dental scaler are both necessary. If you don't take care of your teeth, you may need to spend ten times the price to maintain them in the future.

16, don't buy women's skin care products with your girlfriend, it depends on your ability to use your brand all the time. If not, you might as well not buy it.

17, sugar-free soda water is used instead of drinks, and black coffee and juice are used instead of milk tea. People often want to drink milk tea, but they are addicted to it.

18, choose electrical appliances, such as iron and vacuum cleaner. It's best to buy a wireless one, which can save time and effort. You're not scared at all. Buying electrical appliances is mainly for a more convenient life, not more trouble.

19. Before resigning, try not to leave naked resignation and keep the living expenses for half a year.

20, don't compare with others, everyone's consumption level is different. Maybe colleagues who carry brand-name bags every day have to pay off their card debts every month. Maybe the uncle who wears shoes every day has ten red book buildings waiting to collect rent.

2 1, the blind box should be moderate, and the buying tide should be moderate. Don't be carried away by the so-called "trend".

22. Save your income every month. Saving money is addictive, and saving money is also a prerequisite for your freedom.

It is very important to get a job. If the job is good, move to the vicinity of the company to save time. It seems that the rent is too high, but it is actually saving money. Otherwise, it takes 2-4 hours to go back and forth every day, wasting time and energy.

24. A big trip once a year is enough, and many times you can't save money in your wallet.

25, perfume can buy mini bottles, buy a big bottle at a time, in fact, it is easy to get tired when you can't use it at all, and you can change different tastes.

26. Have you saved enough money to fuck you? Liu Yuling once said that it is not only when the boss wants to fire you, but also whenever we are forced to do something against our will because of money. If you save enough "fuckyoumoney" yourself, you can turn around smartly.

27. Try not to spend in advance when shopping, it will be addictive. It is ok to spend by stages, but absolutely not to borrow. Different lending platforms are a bottomless pit.

28. Don't borrow money when you are unfamiliar, and don't borrow money easily when you are familiar. You should make a plan, and the money you lent will not come back.

29. buy classic shoes > you don't need to buy luxury brands for popular models, but you can buy a good pair for one tenth of your monthly salary. After all, shoes can be worn most of the time regardless of season.

30. When you can afford the pet's daily care, food and hospital expenses, go to work and consider keeping a pet.