To sum up, the citizen card has three main functions.

The first category is the government application represented by social security.

Citizen card not only has all the functions of West Lake medical insurance card, but also can be used for various services of government departments, such as family provident fund inquiry, marriage registration, pension collection and subsistence allowance.

The second category is the electronic payment application represented by electronic wallet.

Citizens with citizen cards can increase the electronic payment functions of citizen cards, such as electronic wallets and electronic accounts, by choosing their own banks. (At present, China Industrial and Commercial Bank and Hangzhou Commercial Bank have officially become citizen card cooperative banks, and Hangzhou United Bank and China Construction Bank will also become cooperative banks. The electronic payment function of citizen card is being actively tested. When the official announcement is issued, the cardholder can open the electronic payment function of the citizen card bank at the counter of the selected bank acceptance outlet. )

This year, citizens can use their cards to buy medicines in hospitals and pharmacies, and use the electronic payment function to pay their own expenses. In the future, citizen cards will continue to expand their application fields, such as paying telephone charges, mobile phone charges, gas charges and other public utilities.

The third category is the application of public utilities represented by urban traffic.

Cardholders can voluntarily choose to load the bus T card into the citizen card, and gradually realize credit card payment in taxis, buses and water buses, eliminating the trouble of paying cash and changing. In the future, a number of credit card service functions such as parking and refueling will be gradually introduced. The application functions of citizen card planning are:

Government services:

Citizens can apply for social security services such as pension, medical care, unemployment, work injury and maternity insurance with their cards; As proof of identity in the application of citizens' electronic medical records and health records; As a special group such as low-income households and social assistance objects, they enjoy preferential policies in the fields of enrollment, medical treatment, employment and public affairs; Realize library card, campus card, public fitness card and other functions.

(2) Utility services:

Realize micro-payment functions such as bus, taxi, ferry and parking; Realize payment functions such as water, electricity, gas, cable TV and communication; Realize electronic certificate functions such as annual cards and tickets in some scenic spots.

(3) commercial convenience service function:

It has the function of a small electronic wallet and can be used for payment in some shopping malls, hotels, hotels, gas stations and other places.

At present, the functions that have been opened are:

1, employee medical insurance, urban medical insurance and new rural cooperative medical card settlement function;

2, hospital appointment registration, window