1. "Food, clothing, housing and transportation" is the most important.
I would rather have a bed in the city than a room in the suburbs.
Living too far away, commuting too long, no chance to socialize, no chance to study.
Socialization that can build deep relationships often requires "improvisation" and "fun".
It takes more than an hour to go back and forth. You may be too lazy to go or go home early.
After work, it is difficult to have the energy to learn new skills or study hobbies after eating and squeezing home by subway for an hour.
Some people can go to night school after work. They are all outstanding in energy and naturally eager to learn.
2. The living environment must be empty and tidy.
Living in a mobile body, nourishing and moving, the living environment is divided into high and low.
At first, I couldn't afford a mansion or Italian solid wood furniture. You can't just buy cheap plastic.
Colorful plastic bargains, cartoon decorations and kindergarten-style wall stickers ruined the whole family.
Decorating the living environment is the same as plastic surgery: save the good goods one by one.
The cheaper, the more colorful. If you really can't afford expensive goods, choose black and white wood.
If you really can't afford household items, don't buy them, and leave that function there. Let's talk about when we can buy good goods first.
Empty does not affect feng shui. If you are full, dirty and messy, and don't throw away what you should, your luck will definitely go down all the way.
3. "Promoting productivity" is the most advanced.
Try not to spend money that can't promote productivity.
Everyone says that you need to invest in yourself when you are young. That's absolutely true.
Many people think that means good clothes, good shoes, all kinds of cosmetics and skin care products, and traveling around the world. This inference is wrong.
A famous brand is a symbol of class. Short-term travel is to relax and make up, and your skills account for 80%. Skin care mainly depends on strict sun protection.
These consumptions are for enjoyment, not for promoting productivity.
Cosmetic surgery, regular laser maintenance, private training, ballet yoga, formal makeup courses, MBA that can bring contacts, and social entertainment that can deepen feelings are all "promoting productivity."
The characteristic of consumption promoting productivity is that you must shed some blood in it.
You can't get results only by spending money. You must have your IQ, EQ, hard-working spirit and perseverance to get good results.
If you only have a budget, then choose the project that requires you to "give some blood".
4, only buy the kind of "bite the bullet to buy" items.
Pure shopping, clothes, shoes, bags and jewelry.
If its unit price, in your mind, is "it looks ok, just buy it, and you won't feel bad if you lose it", then don't buy it.
When you buy something, you don't think it's rare. Your money is equivalent to folding it into cubes and throwing it out to be a Shui Piao.
Nothing can be left except the instant pleasure brought by shopping itself.
My friends, you bought 20 hundred-dollar dresses in Taobao shop, but you don't even look at them whenever there is an "occasion". You pick out the brand goods of 2000 yuan and put them on.
You do this kind of thing in Taobao five times a year, and the wardrobe and shoe cabinet are full of rubbish, all of which are 100 yuan. Take it out and wear it. I don't even like it. Either it's a chest cut or a big bag with bulging knees.
All this 10,000 yuan comes from Shui Piao. Equal to zero.
Please try to exchange it for five clothes of 2000 yuan. The wardrobe is fresh and tidy, and any one has a heart. Pick it up, put it on and go out. "Integrate public relations into life".
There is a truth circulating on the Internet, the source of which cannot be verified:
"Cheap goods are only happy when they are bought, and they will regret every time they are used in the future. Expensive goods are just the opposite. "
5. Never hoard goods.
Yes, never hoard any fast-moving consumer goods.
Note 1: FMCG is short for fast moving consumer goods. The so-called fast-moving consumer goods refer to daily necessities that can be consumed in a short time and may be purchased repeatedly after the purchase is realized.
When you buy a good thing, you are ecstatic and think it is too good. What if I can't buy it again?
Cross the knife at once and buy another box.
You found a better substitute before the box was opened. The remaining boxes are neither thrown nor used. Bad heart.
It is human nature to like the new and hate the old.
Innovation is the essence of brand.
"Getting worse" is the nature of most brands in FMCG industry.
You will change your hobbies with the increase of income, physical condition and seasonal fashion.
Brands will change their core selling points with user feedback, technological progress and acquisition by consortia.
FMCG industry will slightly, gradually and secretly modify its own formula to reduce costs and increase profits.
Your uncle will always be your uncle, but your bottle of ABC shower gel is not the original ABC. Got it.
6, put an end to shopping cart wish list
All wish lists based on "temporarily unaffordable" should be emptied once a quarter.
What you can't afford now will generally take at least two years before you can easily afford it.
But unfortunately, first of all, what you can't buy now will never give you the joy you can buy in the future.
Secondly, when your income reaches a higher level, you will find that what you couldn't afford at that time, you simply don't like it now.
Matter is just matter.
Nothing is worth wishing for, only a certain life is worth living.
7. Don't save a dime of worldly money.
For the exchange of money between people, we should pay as early as possible, pay more, and pay more than we can at this stage.
When you are finished, forget it. Don't ask for anything in return, don't feel bad.
Only those who do things in this way can accumulate "virtue" and have "position".
But this knowledge of "giving" is so deep that I dare not say that I am one of the masters. I will discuss it with an entire article the next day.
8, the proportion problem
Everyone's income is different, so please enlarge or reduce the amount mentioned in this article in proportion.