Rizhao city provident fund loan amount is calculated comprehensively according to the employee's monthly deposit, loanable period and the balance in the account for applying for provident fund loan. The loan amount cannot be calculated directly from the balance.
According to "Rizhao Housing Provident Fund Loan Handling Guide"
Verb (abbreviation of verb) loan amount, term and interest rate
(1) In Donggang District, Rizhao Economic and Technological Development Zone and Shanhaitian Tourist Resort, when both the borrower and the husband meet the loan conditions, the maximum loan amount is 500,000 yuan and the longest term is 30 years; When the loan conditions are met unilaterally, the maximum loan amount is 300,000 yuan and the longest term is 30 years.
(2) For families who buy houses in other districts and counties of our city, when the borrower and his wife meet the loan conditions, the maximum loan amount is 400,000 yuan and the longest term is 30 years; When the loan conditions are met unilaterally, the maximum loan amount is 250,000 yuan and the longest term is 25 years.
The loan term plus the age of the borrower or guarantor shall not exceed the statutory retirement age stipulated by the state in principle.
Specific calculation formula:
Provident fund loan amount = (monthly deposit amount of housing provident fund of borrower and spouse ×1February× loanable period × 1.5 balance of provident fund account of borrower and spouse × 15)/2
The loan interest rate is subject to the current provident fund loan interest rate stipulated by the People's Bank of China. In which: the interest rate of the second housing provident fund loan shall not be lower than 1. 1 times the interest rate of the first housing provident fund loan in the same period.
For loans that have been issued for more than one year, the legal interest rate will be adjusted in that year, and the interest rate of the corresponding grade will be adjusted in June of the following year at 5438+ 10/kloc-0.
How to calculate the loan amount of Rizhao provident fund?
The amount of the provident fund is calculated comprehensively.
The calculation of provident fund loan amount should be determined according to four conditions: repayment ability, the proportion of provident fund loan to house price, the balance of housing provident fund account and the maximum loan amount, and the minimum value calculated by the four conditions is the maximum loanable amount of the borrower. The calculation method is as follows:
Loan amount calculated according to repayment ability: (total monthly salary of the borrower, monthly contribution of the housing accumulation fund of the borrower) × repayment ability coefficient-total monthly repayment amount of the borrower's existing loan × loan term (month). If the spouse's quota is used, (total monthly salary of husband and wife, monthly contribution of housing provident fund of husband and wife's work unit) × repayment ability coefficient-total monthly repayment amount of existing loans of husband and wife × loan period (month). Among them, the repayment ability coefficient is 40%, and the total monthly salary = the monthly contribution of the provident fund ÷ (the ratio of unit contribution to individual contribution);
Loan amount calculated according to house price: loan amount = house price × loan ratio. The loan ratio is determined according to the different types of houses purchased, built and repaired and the number of mortgage sets;
According to the loan amount calculated by the balance of the housing provident fund account, if an employee applies for a housing provident fund loan, the loan amount shall not be higher than 10 times of the balance of the housing provident fund account when the employee applies for a loan (at the same time, using the spouse housing provident fund to apply for a provident fund loan is the sum of the balance of the employee's own and spouse's housing provident fund account), and if the balance of the housing provident fund account is less than 20,000, it shall be calculated as 20,000;
According to the loan amount calculated by the maximum loan amount, if I use my housing provident fund to apply for housing provident fund loans, the maximum loan amount is 400,000 yuan; At the same time, if the spouse's housing provident fund is used to apply for housing provident fund loans, the maximum loan amount is 600,000 yuan. I use my housing provident fund to apply for a housing provident fund loan, and if I normally repay the housing provident fund when applying for a loan, the maximum loan amount is 500,000 yuan; At the same time, if the spouse's housing provident fund is used to apply for a housing provident fund loan, and the spouse or I normally pay a supplementary housing provident fund when applying for a loan, the maximum loan amount is 700,000 yuan.
Rizhao city provident fund payment ratio
The contribution rate of enterprise employees is 8%.
The contribution rate of enterprise employees is 8%. Rizhao City provident fund loan ratio is uniformly stipulated by Rizhao City Housing Provident Fund Management Center. According to the different situations of lenders, lenders can apply for provident fund loans in different proportions, up to 90%.
Rizhao City Provident Fund refers to the housing provident fund system managed and operated by Rizhao City Housing Provident Fund Management Center. This is a social welfare stipulated by the state to help workers solve the housing problem.
Follow up more! The interest rate of the first home provident fund loan was reduced by more than 30.
The housing provident fund policies in various places have been continuously optimized.
Recently, Jingjiang, Jiangsu Province proposed that the housing provident fund use policy will be optimized and adjusted from June 10 to June 17. Among them, the loanable amount doubled. At present, the maximum loan amount of dual-employee housing provident fund is 6,543,800 yuan.
In addition, Liuzhou, Guangxi has lowered the interest rate of the first individual housing provident fund loan by 0. 10 by 5 percentage points since June, 2022. At the same time, it is proposed to change the upper limit of the housing provident fund loan amount from the original fixed value of 400,000 yuan to be confirmed in combination with the liquidity of funds, with a maximum of 700,000 yuan; It is planned to increase the upper limit of the first housing provident fund loan for borrowers with two or more children by 654.38 million yuan.
Following the central bank's decision to lower the interest rate of the first individual housing provident fund loan on September 30th, according to incomplete statistics, the new loan interest rate has been implemented in 30 places, including Henan, Hainan, Beijing, Chongqing, Anhui, Shanghai, Shenzhen, Nanjing, Hangzhou, Jinan, Chengdu, Tianjin and Wuxi (3. 1% for more than five years).
The industry believes that the interest rate of individual housing provident fund loans has been lowered for the first time since 20 15 years, and it is now at the lowest level in history. The opening of the downside of the superimposed mortgage interest rate has opened the loose cycle of real estate credit.
It is worth noting that recently, the financial statistics report of the first three quarters of 2022 released by the central bank shows that the medium and long-term loans of the household sector increased by 2.32 trillion yuan in the first three quarters. The improvement of residents' medium and long-term loans confirmed the recovery of real estate sales in September.
At the same time, the survey report on urban depositors in the third quarter of 2022 released by the central bank shows that in the next three months, 17. 1% residents have the intention to buy a house, which is higher than 16.9% in the second quarter.
Jiangsu Jingjiang housing provident fund loan amount doubled
On June 2nd 10, the official account of Jingjiang WeChat posted today that Jingjiang Branch of Taizhou Housing Provident Fund Management Center was informed that Jingjiang City will optimize and adjust the housing provident fund use policy from June 10 to June 17.
It is understood that this optimization and adjustment is mainly reflected in the following four aspects:
First, the loanable amount is doubled. The formula for calculating the loanable amount of housing provident fund is changed from "monthly deposit of housing provident fund × 12× loan period" to "monthly deposit of housing provident fund × 12× loan period ×2". At present, the maximum loan amount of Jingjiang dual-employee housing provident fund is 6.5438+0 million yuan.
Two, second-hand housing and renovation, overhaul housing loan period extended. The loan period of housing provident fund for second-hand houses, renovated or overhauled houses is adjusted from "no more than 15 years" to "no more than 20 years".
Third, set the loan guarantee amount. Set a housing provident fund loan guarantee amount of 200,000 yuan for employees' families with low loanable amount.
Four, relax the housing provident fund repayment conditions. The handling conditions for entrusting monthly withdrawal of housing provident fund to repay housing provident fund loans and commercial personal housing loans are adjusted from "the balance of not less than 12 times the monthly deposit" to "the balance of not less than 6 times the monthly deposit", and the amount retained in the deposit account during the period of entrusting monthly withdrawal of loans is adjusted from "the balance of not less than 6 times the monthly deposit" to "the balance of not less than 3 times the monthly deposit"; After the annual withdrawal of housing provident fund to repay housing provident fund loans and commercial personal loans, the amount to be retained in the deposit account is adjusted from "not less than 12 times the monthly deposit" to "not less than 6 times the monthly deposit".
Jingjiang Housing Provident Fund Management Center said that since the beginning of this year, Jingjiang City has implemented a number of new regulations to support flexible employees to voluntarily pay and use housing provident fund, adjusted the down payment ratio and maximum loan amount of housing provident fund loans, actively supported rigid and improved housing demand, further released consumption potential, and continuously promoted the healthy development of the real estate market.
30 rooms reduce the interest rate of the first home provident fund loan
On June 65438+1 October 1 1, Liuzhou Housing Provident Fund Management Center issued the Notice on Adjusting the Interest Rate of Personal Housing Provident Fund Loans, stating that the first set of personal housing provident fund loans will be issued from June 65438+1October1June 2022. In addition, the new personal housing provident fund loan interest rate will be implemented from June 65438+1 October1.
On the same day, Liuzhou Housing Provident Fund Management Center also issued the Notice on Adjusting the Housing Provident Fund Individual Housing Loan Cap, Approval Method, Down Payment Ratio and Lending Conditions (Draft for Comment) and the Notice on Adjusting the Housing Provident Fund Individual Housing Loan Cap for Families with Many Children (Draft for Comment). Among them, it is proposed to change the upper limit of housing provident fund loan from the original fixed value of 400,000 yuan to the combination of capital liquidity confirmation. The confirmation mechanism is: the upper limit of housing provident fund loan = the upper limit of fixed basic amount and the upper limit of liquidity adjustment amount. According to the exposure draft, the housing provident fund loan can reach up to 700,000 yuan. The down payment ratio of provident fund loans is determined as follows: after the borrower's family settles the first provident fund loan, the down payment ratio for the second use is not less than 30%. In addition, borrowers' families who meet the national birth policy and have two or more children apply for housing provident fund personal housing loans for the first time, and the upper limit of housing provident fund loans is increased by 654.38+10,000 yuan.
After the central bank decided to lower the interest rate of the first set of personal housing provident fund loans on September 30th, since June 1, many documents have been issued to implement this policy.
According to incomplete statistics, there are Henan, Hainan, Beijing, Chongqing, Anhui, Wuhan, Xi 'an, Shanghai, Shenzhen, Nanjing, Hangzhou, Jinan, Chengdu, Changsha, Shenyang, Shijiazhuang, Suzhou, Tianjin, Wuxi, Nanning, Kunming, Shijiazhuang, Harbin, Tianshui, Jilin, Luzhou, Xiangyang, Yichang, Jinan and Luzhou.
The research report of bank securities shows that the interest rate of individual housing provident fund loan has been lowered for the first time since 20 15 years, and it is at the lowest level in history. The opening of the downside of the superimposed mortgage interest rate has opened the loose cycle of real estate credit.
The Capital Securities Research Report further pointed out that since 20 17, the spread between the interest rate of the first home commercial loan and the interest rate of the provident fund loan has always remained between 2% and 2.5%. With the downward trend of commercial loan interest rate in the second half of 20021,the spread narrowed rapidly to 0.9%, and there is still room for downward adjustment of the subsequent provident fund loan interest rate.
In the next three months, the proportion of residents who intend to buy a house will increase.
10 June 1 1 day, the financial statistics report for the first three quarters of 2022 released by the central bank shows that RMB loans increased by 18.08 trillion yuan in the first three quarters, an increase of 1.36 trillion yuan year-on-year. By sector, household loans increased by 34 1 trillion yuan, of which short-term loans increased by10.09 trillion yuan and medium-and long-term loans increased by 2.32 trillion yuan.
According to the research report of China Post Securities, the improvement of residents' medium and long-term loans confirmed the recovery of real estate sales in September. High-frequency data shows that real estate sales began to rebound in the second half of September. From August to the first half of September, the weekly transaction area decreased by about 30% year-on-year. In the third week of September, it returned to positive growth 1.4%, and in the fourth week of September, it returned to positive growth of 24.2%. The restoration of high-frequency data and the improvement of residents' medium and long-term loans have confirmed that the decline in real estate sales in September will be lower than that in August.
According to the research report of China Post Securities, sales are in the bottoming stage, and the property market is gradually recovering in a good direction, but the recovery process may be slow and full of fluctuations. In the short term, the property market sales show signs of stabilization, and the recent policy efforts continue to increase, and the sales recovery trend is expected to be consolidated.
Ding Zuyu, executive director of Shanghai Yiju Real Estate Research Institute, believes that the market will really stabilize if the medium and long-term loans mainly based on mortgages can return to the growth track.
It is worth noting that recently, the survey report on urban depositors in the third quarter of 2022 released by the central bank shows that in the next three months, 17. 1% residents have the intention to buy a house, which is higher than that in the second quarter 16.9%.
Galaxy Securities Research Report pointed out that at the end of September, three major policies were issued for two consecutive days, and interest rate cuts and tax cuts boosted market demand in stages. Although the downward adjustment of mortgage interest rate is a policy at the level of "policy by city", it will benefit a wider range of cities because it is a large-scale unified adjustment authorized by the central bank, and its role in boosting the market will be more obvious than that of previous cities in adjusting policies. Personal income tax on second-hand houses is usually calculated at 1%-2% of the transaction price or 20% of the price difference. This second-hand housing refund tax has reduced the cost of housing purchase for residents, which is conducive to releasing improved demand and enhancing the transaction heat of the second-hand housing market. The interest rate of individual housing provident fund loans has been lowered for the first time since 20 15 years, and it has been at the lowest level in history (3. 1% over five years). The downside of the superimposed mortgage interest rate has opened the loose cycle of real estate credit.
Proofreading: Zhao Yan
What is the specific process of Rizhao housing provident fund loan limit?
Hello, I am in charge of provident fund business in Rizhao. Let's be specific. The amount of the provident fund loan is 200,000 for a single person, and the maximum loan for both husband and wife is 300,000. Specific requirements: First, take the purchase contract or real estate license, deed tax receipt or down payment receipt to the local provident fund management center for consultation, and then paste the qualified ones on your application form together with ID card, household registration book, marriage certificate and guarantor's ID card. Then go to the bank to get the credit certificate, usually CCB, and finally fill in the interview record, and then wait patiently haha, hoping to adopt it.
Rizhao plans to introduce at least 654.38 million new talents in four years: the first time you buy a house, you can enjoy a maximum subsidy of 200,000 yuan.
On May 9, it was learned from the office of Rizhao Municipal People's Government that Rizhao issued a notice of "Nine Measures to Support the Development of Young Talents" during the May Day holiday. Among them, the "housing security" plan mentioned that Rizhao will set up a talent housing development fund. Eligible full-time doctoral students, master's students, undergraduate graduates, college graduates (including technical secondary schools and technical colleges) or their families who purchase new commercial housing for the first time in Rizhao City can enjoy the purchase discounts of 200,000 yuan, 6,543,800 yuan, 50,000 yuan and 30,000 yuan respectively. Please refer to for details.
1 2022 10. Full-time doctoral and master students who went to Rizhao for employment (entrepreneurship) and paid housing provident fund normally applied for housing provident fund loans for the first time in Rizhao, and the maximum amount of housing provident fund loans was raised to 1 10,000 yuan. For new employees who come to Rizhao for the first time and apply for employment registration after 200211,according to full-time doctoral students, full-time master students, full-time undergraduates, full-time junior college or below, they will be given a monthly housing rental subsidy of 500, 400, 350 and 300 yuan in three years. Full-time doctoral students who are employed in enterprises and institutions at all levels in Rizhao City and have no housing can apply for rent-free apartments at all levels within three years; Full-time graduate students who are employed by enterprises and institutions in Rizhao City and have no housing can apply for staying in municipal talent apartments within three years. The rent is charged at 50% of the market price, and the remaining 50% shall be borne by the municipal finance. There is no vacancy in the talent apartment, which will be arranged gradually according to the housing situation; Young talents who are employed by employers in all districts and counties and functional areas and have no housing shall be implemented in accordance with the regulations on the management of talent apartments in all districts and counties and functional areas.
Rizhao City said that it is necessary to comprehensively promote the implementation of the strategy of "creating an emerging city", optimize the development ecology of young talents, stimulate the vitality of all types of employers to attract talents to gather talents and use talents, and strive to introduce more than 654.38 million young talents to Rizhao for innovation and entrepreneurship by 2025, injecting talent motivation and development vitality into the wonderful butterfly change of modern coastal cities.
In addition to the housing security plan, the nine measures also include the growth assistance plan, the talent gathering plan, the innovation leading plan, the talent recruitment plan, the Bole talent recommendation plan, the entrepreneurial empowerment plan, the worry-free service plan and the sunshine enjoyment plan. The measures shall be implemented as of the date of issuance, and the relevant supporting rules shall be formulated and implemented by the lead units of each content. The funds required by the policy, if there is a policy, shall be implemented according to the original channel; If there is no provision, it shall be borne by the employer, the organizer and the finance at the same level where the unit is located. If the relevant policies involved in the follow-up work are contrary to the spirit of the superior documents, they shall be implemented with reference to the spirit of the superior documents; If there is any duplication or overlap with the existing relevant policies, it shall be implemented in accordance with the principle of "preferential treatment, priority and non-duplication".
Specifically, the "growth assistance" plan: for the newly introduced postdoctoral fellows in Rizhao Postdoctoral Research Center and Postdoctoral Innovation Practice Base, the municipal finance will give 50,000 yuan of research funds at one time during the station, and the unit finance at the same level will give 5,000 yuan of living allowance per person per month. The newly introduced doctoral students in Rizhao enterprises and institutions (excluding participating institutions), Rizhao provincial universities and Rizhao central provincial enterprises that meet the conditions of "Ten Special Projects" for the conversion of old and new kinetic energy in Rizhao will be given a living allowance of 5,000 yuan per person per month within three years. For Rizhao enterprises, newly introduced graduate students from Rizhao central provincial enterprises who meet the conditions of the "Ten Special Projects" for the conversion of old and new kinetic energy in Rizhao, undergraduate graduates from global top 200 (QS) universities and "double-first-class" universities, and undergraduate graduates from ordinary universities, living allowance will be given to each person every month within three years. Full-time college graduates who start their own businesses will be given a monthly living allowance of 1 100 yuan per person within three years. All districts, counties and functional areas can appropriately expand the scope of subsidies and raise the subsidy standards of key industries and enterprises according to the actual situation and around the development needs of key industrial chains and regional leading industries in the city.
The scope of subsidy for young talents is full-time college graduates who have been employed (started a business) in Rizhao since June 65438+1 October1day, 2022 and paid social security in accordance with regulations (within three years after graduation). The term "enterprise" as mentioned in these Measures refers to all kinds of enterprises, private non-enterprise units and economic and social intermediary organizations registered and paid taxes according to law within the administrative area of Rizhao City. Subsidy funds are collected according to the original channels.
"Gathering Talents" Plan: To compile a list of urgently needed talents around the needs of leading industries and social development in Rizhao City. For young talents listed in the Catalogue of Talents in Urgent Need and Shortage, the conditions may be appropriately relaxed according to job requirements. Institutions and state-owned enterprises that introduce doctoral students, senior professional and technical personnel, and high-skilled professionals in urgent need can openly recruit by direct face-to-face, professional testing and inspection. We will implement the "Young Talents Optimization Action" of public institutions and state-owned enterprises to attract a group of outstanding college graduates with strong academic level and high comprehensive quality. Organize key employers regularly every year to carry out recruitment activities in key universities at home and abroad, and select some high-quality positions from public institutions and state-owned enterprises for on-site recruitment.
"Innovation Leading" plan: Young talents selected for the innovation and entrepreneurship project of Rizhao Industry Leading Talents Gathering Plan can be given up to 3 million yuan and 5 million yuan respectively; Young talents selected for innovative talents in Rizhao's industrial leading talents gathering plan will be given a maximum of 500,000 yuan per year if they work full-time in Rizhao, and a maximum of 300,000 yuan per year if they are introduced flexibly. For young and middle-aged experts who have made outstanding contributions to Shandong Province, the municipal finance will give a one-time subsidy of 654.38 million yuan. The implementation of "exposing the list" to introduce top young talents at home and abroad to solve the problem of "stuck neck", the municipal finance will give 50,000-200,000 yuan of guiding funds for each project. Focusing on the new generation of emerging industries such as information technology, biomedicine, life and health, new materials and high-end equipment, we will support enterprises, new R&D institutions and innovative platforms to introduce overseas high-level young talents to apply for national and provincial key talent plans. The municipal finance will give 500,000-300,000 yuan of talent introduction funds to innovative platforms that have achieved remarkable results in introducing talents. In special circumstances, it can be "one case, one discussion". Improve the proportion of young scientific and technological talents in municipal talent projects and scientific and technological projects. In-depth implementation of the "doctor into the enterprise" action, a group of young doctors are selected from colleges and universities every year to carry out a six-month attachment cooperation in the enterprise, and the municipal finance gives each person a subsidy of 20 thousand yuan.
"Inspiring talents" plan: identify a number of college students' internship bases from private enterprises in the city every year. Students with college education or above who enter the base for internship will be rewarded by the municipal finance according to the standard of 1 000 yuan per person per month, with a maximum reward of 50,000 yuan per base. If the number of young talents absorbed by private legal person enterprises in that year increased by more than 100 compared with the previous year, the enterprise will be given a one-time reward of 300,000 yuan; Increase by 5 1- 100, and give the enterprise a one-time reward of 200,000 yuan; If 3 1-50 people are added, the enterprise will be given a one-time reward of 654,380+10,000 yuan; Regularly report and praise enterprises with outstanding talent introduction work. Support private enterprises to participate in the activities of recruiting talents outside the city, and the municipal finance will give transportation and accommodation subsidies of up to 1 10,000 yuan in the province, up to 2,000 yuan outside the province and up to 20,000 yuan abroad.
"Bole Talent Recommendation" program: The municipal finance will give a maximum reward of 500,000 yuan to third-party organizations and individuals who introduce high-level young talents from home and abroad to work in Rizhao for the first time. Relying on universities, intermediaries, municipal institutions abroad, etc. Set up talent workstations in key cities, conduct annual assessment, and give the highest subsidy of 654.38+10,000 yuan to the municipal finance that has achieved remarkable results in attracting talents; The municipal finance will set up an award fund of 800,000 yuan every year to evaluate and hire a group of talents-introducing messengers and give them rewards.
Support colleges and universities in Rizhao City (including Technician College) to set up liaison stations for young talents, and formulate differentiated reward and compensation standards according to the proportion of graduates staying in sunshine last year. The municipal finance will give incremental rewards, and each liaison station will receive a maximum reward of 200,000 yuan per year. Colleges and universities in Rizhao regularly hold special recruitment activities. For large-scale recruitment activities held by colleges and universities in Rizhao, if the number of local exhibitors exceeds 100, the municipal finance will give a one-time subsidy of 50,000 yuan.
"Entrepreneurial Empowerment" Plan: Improve the investment and financing system for talent entrepreneurship, set up a "talent entrepreneurship fund" of 50 million yuan in the first phase, build a docking platform for venture capital institutions and talent innovation projects, and support multi-channel financing for young talent enterprises. Piloting talent insurance, insuring R&D project-related insurance products for talent enterprises, and the municipal finance will give a single enterprise a premium subsidy of up to 654.38+10,000 yuan. Guide banking institutions to improve the support of "talent loans". Qualified high-level young talents can apply for a loan of 6.5438+million yuan, and many high-level talents working in the same enterprise can apply for a loan of up to 50 million yuan.
Eligible young talents can start their own businesses and apply for a business guarantee loan of up to 2-3 million yuan. College graduates set up small and micro enterprises for the first time, and those who meet the corresponding conditions are given a one-time entrepreneurship subsidy of 20 thousand yuan or 50 thousand yuan; Recruit qualified employees and give a one-time entrepreneurship post development subsidy of 3,000 yuan/post. Full-time college graduates who meet the requirements for setting up individual industrial and commercial households for the first time within 5 years after graduation will be given a one-time venture capital of 6,543,800 yuan; Business 1 year and less than 2 years and not settled in the business incubation base (park), the maximum business premises rental subsidy of 9000 yuan will be given. Hold college students' entrepreneurship competitions regularly, give up to 30,000 yuan for each outstanding project, and give priority to recommending outstanding projects to participate in national and provincial entrepreneurship competitions.
"Worry-free service" plan: upgrade the youth station, provide free accommodation for college graduates and internship teams from other places for up to 3 days and 5 days respectively, and provide services such as policy consultation, job promotion and urban integration. The municipal finance will give the maximum subsidy of 100 yuan per room per day to the operators of youth post stations according to the actual occupancy situation. Young talents, spouses, children and parents who come to Rizhao for development can settle down in Rizhao Town after implementing the policy of "settle down first and then get employment". Build an "online and offline" all-round intelligent employment service platform to provide convenient service conditions for all kinds of young talents to find jobs and start businesses in Rizhao.
Young talents and outstanding doctoral professional and technical talents introduced by public institutions shall not account for the proportion of the senior post structure of the unit; Postgraduate professional and technical personnel with master's degree or above and outstanding performance can be employed directly at the lowest level corresponding to their qualifications without being restricted by the proportion of their post structure when they are employed for the first time. Young talents selected for key talent projects will be issued with "Sunshine Cai Hui Card" and enjoy 23 green channel services such as job title evaluation, post employment, salary management, transportation, tourism and fitness, and medical care.
Renovation and expansion of a number of kindergartens, primary and secondary schools, transformation and upgrading of the city's comprehensive practice base for young people, and improvement of the level of schooling security for children of high-level young talents.
"Enjoy the Sunshine" program: Newly introduced young talents can enjoy the 1 "Rizhao Travel Card" (free of the annual fee of the current year) and visit the scenic spots added by the "Rizhao Travel Card" for free. Newly introduced young talents can enjoy a 25% discount on fitness in Rizhao Tennis Center and a 30% discount on fitness cards in Rizhao Swimming Center, Rizhao Football Park and Rizhao Xianghe Sports Park within 2 years.
Introduce and create a number of consumption scenes that meet the consumption psychology of young people, and enrich night consumption formats such as "night tour", "night entertainment" and "night food". Encourage catering enterprises and business associations to explore the cultural connotation of local specialty snacks, add modern elements and creative fashion packaging, and provide a consumption experience suitable for young people. Relying on the Sunshine Coast Greenway and urban learning, we will hold a series of cultural and sports activities, hold reading salons, youth music festivals and other special activities, and regularly hold youth talent associations, symposiums and weekend experience activities in universities stationed in Japan to enrich the cultural, artistic and leisure life of young talents, so that young talents can feel that living in the sunshine is happiness.