Some people have worked hard all their lives to make money, but they still have no money to spend when they are old.
Some people live a relaxed life and are good at planning, but they live a comfortable life.
I have to say that saving money is a person's highest self-discipline.
Nothing that money can solve is a problem.
As stated in The Road Few People Walk, the primary way to solve life problems is self-discipline.
People who can improve their lives often start by knowing how to save money.
People who don't spend enough money are often criticized: they don't work hard enough, they don't pay enough, they sit still, they don't persist enough, they don't innovate much, and so on.
In fact, looking around, "willing to work hard" and "making money" are not always in direct proportion.
For example:
Couriers who run express delivery get up early and walk the streets every day, but they still live a hard life.
Vendors who set up stalls in the market are exposed to the wind and the sun all year round, just supporting their families.
Outdoor work, regardless of the wind and rain, a dozen hoisting workers in Ren Xue, who didn't take their lives to make money, and how many workers lived the life they wanted?
Haven't they worked hard enough?
Of course, there are white-collar workers who sit at their desks for a long time, and workers on the assembly line. Who wants to say that they are not working hard enough?
I have eaten all the bitterness of life, but I am still far from the life I want. Many times, even "mala Tang freedom" is difficult to achieve.
In fact, a person who is willing to make money should also know how to save money.
I just bury myself in making money, but I don't know how to save money. It is often how much I earn and how much I spend. In the end, life was not good and money was not saved.
There is a simple reason. Ordinary people live on a monthly salary. A month's salary will never satisfy the life they want, but it is nothing more than a scratch.
Instead of spending every penny, think about whether the usual flowers really need to be spent.
If it is not necessary, you can save money in a planned way and reach a certain amount to complete a long-cherished wish, so that you can arouse a dazzling aperture in your heart.
Everyone longs for freedom.
So, there is such a problem:
Is it "freedom if you have money" or "money if you are free first"?
Presumably, most people will say that it is the former.
You can do whatever you want as long as you have money.
Do you think your idea is too hasty after reading it?
Rich people must have freedom.
And people who really know what freedom is are often good at making money and saving money.
People who don't know what freedom is, even if they have money, just buy freedom with money.
For example, people who want to exercise spend tens of millions on fitness cards and yoga classes, hoping to achieve physical freedom in these classes.
If you want to improve yourself, you should spend money to sign up for online classes and buy books. I hope you can grow from it by paying for classes.
There are many similar examples.
However, when we understand the results of their consumption, it is often not satisfactory.
People who spend a lot of money on fitness cards often spend three days fishing and two days drying their nets. Money spent, no shortage of meat.
Some people bite their teeth to pay for class, some people give up after listening, and some people seem to have never heard of it after listening to class.
As we all know, the root of the problem lies in the lack of self-discipline, thinking that spending money can solve the problem.
In fact, people who really want to exercise don't need a fitness card, but take their legs and really start. As for what kind of environment to exercise in, it is not the core task.
For those who really want to learn and improve, online classes and books are just a channel. People who want to learn can find knowledge and integrate it into their hearts wherever they go.
Spending money cannot solve all problems.
However, when a person deeply realizes the importance of money, he will not spend it easily, and even if he has to spend it, he will make the money produce the greatest value.
On the contrary, the idea is full, the reality is skinny, and all the money spent is in Shui Piao.
Only those who respect and restrain money can meet the unexpected needs in life.
Making money is to live a good life.
Saving money is to make life more secure.
On the surface, enjoying life and saving money are two incompatible contradictions.
Since you want to enjoy life, you naturally have to spend money, and as a result, you can't save money.
On the other hand, if you save money, it is difficult to enjoy life.
So, is that right?
Let me give a very simple example:
There is a colleague in the unit who can be said to be an online shopper. Almost every day, he receives two or three express parcels. He bought a variety of things, including storage tools, snacks, clothes, handmade semi-finished products and so on. , is almost unexpected, can't buy.
Usually, when we chat, we will ask him where he can save money, how to take care of his family after marriage in the future, and how to support his parents in case of any accident when they are old.
He said that the accident and tomorrow, I don't know who will arrive first, work hard to make money, and don't want to spend money. What is the meaning of making money?
To some extent, what he said has some truth. Eating, drinking and having fun is also an attitude towards life, and the incidence of tomorrow and accidents is indeed 50/50.
However, life is a continuous process, and tomorrow may be an accident or tomorrow. If today's income is spent, or the expenses are overspent, how can tomorrow's accident be borne?
In fact, the so-called "enjoying life" like this is not really enjoying life, because when they see that their bank cards are always empty, their hearts are full of anxiety, but they have no self-discipline about money.
Really enjoying life is a long-term thing, and it is something to reassure yourself.
Not spending money for a while, but spending money has been anxious.
For ordinary people, mobile phones are just communication tools, and there is no need to follow suit and change them frequently; Running is the best exercise, and clear streets are the best road; If you want to learn simple courses, you can find relatively cheap ones on the website.
At least 80% of the things we buy are bought on impulse and are not really needed in life.
Don't spend money for the sake of spending money, learn to save money, think about where your goal is, save money towards this goal, and then achieve your goal.
The writer Lian Yue once said: People who don't talk about money will never grow up.
A person who doesn't understand the importance of saving money will not mature.
Making money depends on ability, spending money depends on wisdom, and saving money is the embodiment of a person's pattern.
A person's attitude towards money is also an attitude towards life.
Do you have a plan, a persistent insistence, or a new desire to live the way you want, and you get a completely different life.
Saving money doesn't mean ruining your life.
The real enjoyment of life is not how much money is spent, but a positive attitude towards life from the inside out.
A person's top self-discipline begins with saving money.
Having a fixed capital reserve is a force to resist changes and headwinds.
Honey, start saving money.