Young people must pay attention to the following matters when buying a house:
1, you can ask your parents for a down payment, but encourage yourself to borrow money. After all, it is not easy for them to earn money for their old age. There is nothing shameful about proper "gnawing at the old". Now that the house price is so high, the support of parents is the most solid backing when the post-80s can't pay a large down payment.
2, the monthly repayment must not exceed 50% of your monthly income, otherwise you will find that the price tag of your favorite clothes in the mall seems to be unfavorable to you. If we have to tighten our belts for the monthly payment, bid farewell to the new clothes for traveling karaoke food games, and be comrades-in-arms with instant noodles and dry food, and the quality of life has plummeted, then it is time to examine our own concept of buying a house, buy a smaller and cheaper house, leave some living space for ourselves and be a happy "house slave".
Never buy a house in the suburbs. For the post-80s generation who love to sleep late, it is obviously not advisable to get up at 6 o'clock every day, take the bus and subway and spend two hours on the way to and from work. Moreover, the traffic outside the ring is still a problem and needs to be investigated by yourself. Don't listen to the developer. You may have a car, but your wife usually doesn't.
There must be restaurants and hospitals around the house. It is best to have a suitable restaurant or a convenient supermarket around the home to solve the problem of eating, because the post-80s generation will definitely not cook every day. It is a very happy thing to solve the stomach problem downstairs after work. Not to mention the benefits of living next to the hospital, it is inevitable that the post-80 s will get sick because of their busy work and irregular life. It will be convenient to walk to the hospital.
5. Be your neighbor. When buying a house after 80s, most people care about who their neighbors are. Instead of nervously guessing whether the dinosaur or the strange aunt lives next door, it is better to bring a neighbor and buy a house with good friends. Most of the only children born after 1980s can't feel the happiness of living with their brothers and sisters.
6, buy a house to consider the appreciation space. "When we are rich, we will live in a big house sooner or later. We can plant wheat in Sunshine Station and open a steamed bun shop. " Living in a big house is the ideal of many people. Most first-time home buyers after 1980s choose small apartments. A few years later, with the improvement of conditions, many people will move to big houses. Therefore, in addition to the price of the self-occupied environment, we should also consider the investment value when buying a house for the first time, because we will live in a big house sooner or later.
7, children, or children buy a house, get married, have children, life events will come step by step. Children born after 1980s have become new parents, so when buying a house, children should be considered in the family plan. When the children should go to school, it will be too late to realize that there is no good school choice. New parents born after 1980s should plan ahead, and don't let their confusion implicate their children in losing at the starting line.
8. Learn to save money when buying a house. Although buying a house is a very expensive thing, there are still many ways to save money for us smart post-80s. When buying a second-hand house, you must learn to bargain with the landlord. Even if you like this suite very much, remember not to show it in front of the landlord. It's a little overdone.
9. Try not to buy a well-decorated house. Price is high. If you don't like it, you have to destroy it and redecorate it. This is a huge waste. If you are afraid of trouble, you can buy a second-hand house. Not only are there many choices, but the surrounding facilities are mature and you can stay with your bag. For the post-80s generation who are not rich in financial resources, buying a second-hand house is lazy, economical and practical.
10, if you want to live in peace of mind, you must choose the right property management. What should I do if the water pipe bursts, the wires trip and the elevator lights flash like ghosts? We bought a house because we wanted to live a quiet life. Leave these messy things to property management.
(The above answers were published on 20 15- 12-09. Please refer to the actual situation for the current purchase policy. )
When buying a new house, go to Sohu Focus.