If you are at some bus stops, you can borrow money. Well, you can't talk about borrowing money. It's easy to be considered a liar and rejected. Just go up and tell her that you have no change. Can you change it? You can transfer money to her on WeChat, so you should go to WeChat by the way. If someone has helped you, you have reason to ask her out. Later, you can tell her how grateful you were that day. To show your gratitude, let's have dinner together. Of course, people will refuse your invitation at first. Make more appointments and you will succeed. Look, this not only solves the dialogue, but also paves the way for the following.
Of course, it's not that much trouble. You don't know how to strike up a conversation. To put it bluntly, you are still timid. You're just not confident enough to talk to him. So you have to find a reason for yourself. You don't really need to be brave. Just go up and chat up and introduce yourself briefly, indicating that you see her and think you want to make friends with her, and hope to add a contact information. This is the most direct and effective, as long as you have a good attitude and give people a better feeling, I believe she will not refuse.