There are credit card points in the gym. There are points for restaurants, hotels, KTV, gyms, bars and other merchant types. Points are sometimes widely used. For example, some banks can use points to let customers exchange gifts, air tickets or pay hotel fees with points, and they can also use points to participate in lucky draws. Generally speaking, integral is a marketing tool for credit card issuers, which is used to attract customers to spend more on credit cards, mostly in a certain range of businesses.