It depends on the result of examination and approval. I have used CCB's fast loan before, and the annual interest rate is 4.5%. To put it simply, 10000 yuan needs to be returned to 450 yuan in one year.

It also depends on the loan term and repayment method you choose.

For example: one-year matching principal and interest algorithm

200000×1.045÷12 =17416.7 yuan.

2. Who has done the decoration loan of China Construction Bank?

The borrower must meet the following conditions:

(1) Have legal identity documents, local permanent residence or local valid residence certificate;

(2) It has a good reputation, stable economic income and the ability to repay the principal and interest of the loan on schedule;

(3) Being able to provide the guarantee method recognized by China Construction Bank or having the credit qualification recognized by China Construction Bank;

(4) A contract for home decoration projects signed with a decoration enterprise, or a contract for purchasing home decoration materials, kitchen and bathroom equipment signed with a decoration material supplier, or providing a budget for home decoration;

(5) Other conditions stipulated by the Construction Bank.

3. Does CCB have a decoration loan?

The Construction Bank has a decoration loan, and the loan applicant is between the age of 18-55, and has a property with an area of more than 50 square meters below 15 under the local loan name. Applicants can apply for loans at the business outlets of China Construction Bank with their ID card, copy of real estate license, social security certificate for the last 6 months, bank account and income certificate for the last 6 months.

The monthly interest rate of the renovation loan of China Construction Bank is 3. 1%, which is equivalent to the annual interest rate of about 7.5%. Take the loan of 100000 yuan as an example, and the loan term is one year, then the loan interest = loan amount x annual loan interest rate x loan time, that is,100000x1x7.5% = 7500 yuan.

4. Who did the Construction Bank give the decoration loan to?

This is the interest on the decoration loan of China Construction Bank: the family decoration loan is a RMB loan issued by the bank to individuals to decorate their own houses. Loans have been initiated in several banks, and loans must provide effective pledge, mortgage or third-party guarantee. Under normal circumstances, banks only use mortgage loans.