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What is wealth and freedom?
True wealth freedom includes three realms: one is health freedom, the other is cognitive freedom and the third is economic freedom.

These three are indispensable. But without any of them, it can't be wealth freedom, or it can only be temporary freedom. Let's explain them one by one.

First of all, the most basic and important thing is actually health and freedom. From the minimum requirements, if the health problem is serious, it may lead to extremely high treatment costs, leading to the end of returning to poverty due to illness; Secondly, even if the money is really inexhaustible, serious health problems make you have no freedom to spend money, which is obviously not the freedom of wealth.

Everyone searched online for Jobs' final treatment expenses, saying that he spent 50 million dollars in eight years, equivalent to more than 300 million yuan. It is said that at the last moment, Jobs was surrounded by a medical team every day, and his blood and genes couldn't wait to study there for 24 hours to find a more advanced treatment plan.

As an entrepreneur, a great man like Jobs lost his health and freedom when he was young. The market value of the fruit company was so large that it didn't mean anything to him in the end.

To take a step back, there are not many people who can spend more than 300 million to treat diseases for the average rich person! As far as the normal consumption level of ordinary people is concerned, basically, the liquidity here reaches 50 million yuan, which is also considered as wealth freedom.

Except for a few commodities such as super luxury houses, private jets and luxury yachts, as well as high-risk investment undertakings, 50 million people can be carefree even in first-tier cities. However, this money is obviously not enough to cure the disease.

These are just the minimum requirements. If you ask for a little improvement, it is really one thing: it is not a fatal health condition, nor is it lying still.

I can eat, drink and walk, but it's uncomfortable here. The test index is too high, which leads to some things I can't eat, some places I can't go, and some things I can't do. Then, no amount of money can be fully enjoyed. This can be called wealth and freedom!

So good health is the capital of everything, which really makes sense. If you want to choose and arrange your life, health really comes first. And with the growth of age, people will realize that health is the first wealth.

Second, what does cognitive freedom mean? In fact, we usually say that people's cognitive ability and level have reached a certain level.

This realm does not have to reach the point of being fully aware and knowing all the truths of the universe. But to match your wealth level.

Generally speaking, if you have a billion dollars, your cognitive level should be worthy of a billion dollars of wealth. If you have10 million yuan, then your cognitive level should reach10 million yuan.

From the root, the essence of cognitive ability is to help us maintain the level of wealth. It is not popular to say that "people can't make money beyond their cognitive range, and even if they do, they will lose it by their ability."

This sentence has been discussed in detail in our previous article. People's spiritual world, like the material world, needs order, otherwise it will become a mental illness.

The order of the spiritual world requires us to input energy into our own spiritual world and fight against the "spiritual entropy increase". The energy input of the spiritual world comes from many activities in our reality.

For example, we work hard to get material rewards and a sense of accomplishment, we play to get spiritual pleasure, we work hard to get a healthy body and a beautiful figure, and so on.

When we reach a specific goal, our "satisfaction threshold" will be raised once. In this case, to maintain the order of the spiritual world, we need to devote more energy, which also requires us to engage in things with higher satisfaction.

Generally speaking, things with higher satisfaction are obviously more difficult and require a higher level of cognition. If the cognitive level is not enough, engaging in things with high satisfaction may bring risks, even great dangers.

At this time, has your investment level and risk management ability improved qualitatively to match this sudden increase in high investment income? Dissatisfaction with the status quo leads to the pursuit of higher income. Can your cognitive level control a higher level of risk?

This is the meaning of cognitive freedom: cognitive ability plays a braking role in the spiritual world!

The threshold of spiritual satisfaction will only get higher and higher. Only when our cognitive ability reaches the level of being able to recognize ourselves can we avoid blindly engaging in more difficult and risky things all the way forward.

Wealth freedom in the economic sense is actually a great challenge to a person's ability to control his spiritual world. Because material wealth can help us meet too many needs, and then infinitely raise the threshold of our satisfaction.

Fundamentally speaking, the biggest enemy of wealth and freedom is the impulse to get higher satisfaction and resist the rising threshold of satisfaction!

The only way to defeat this powerful enemy is to cultivate your cognitive ability and constantly improve your cognitive level. These are the eight words we often say: read thousands of books and take Wan Li Road.

How many famous cases are those successful entrepreneurs at the peak of their glory, because of blind expansion and blind pursuit of higher goals, leading to career failure, corporate bankruptcy and wealth collapse.

Some people can make a comeback and create brilliance later because of deep reflection, self-improvement and the help of others. Some people never hear from them again in the business world, which only shows that they have returned to a class that matches their cognitive level.

The third is the economic freedom that many friends understand. The most important thing about economic freedom is not how many assets you often hear, but the disposable liquidity.

In the financial sense, assets consist of owner's equity and liabilities. In other words, the borrowed money is also your asset. For example, if we borrow money to buy a house, the house is indeed our asset, but the mortgage is also our debt. This is not a contradiction.

Many so-called big bosses sound like hundreds of millions of assets, but because of debt management, the truly meaningful "net assets" (that is, total assets MINUS total liabilities) may not be much, or even negative (that is, insolvency), so everyone should have a basic understanding of this financial knowledge to avoid being fooled.

The most important thing about wealth and freedom is disposable liquidity. From the most popular point of view, people can't take things (services) away without paying when they go to the supermarket to buy things, go to restaurants to eat and go to the cinema to watch movies!

Therefore, liquidity, which is commonly understood as "cash", is the key to wealth freedom.

Then, when we talk so much about wealth and freedom, we have really achieved n small goals. Rich tycoons naturally have their own way of life.

For most people who don't have small goals, is there any other enlightening significance besides imagining the luxurious life after realizing large-scale wealth freedom?