The main functions of China Merchants Bank's Centurion Gold Card are similar to those of other credit cards, including consumption, transfer and cash withdrawal. The biggest feature of this card is its special rights and interests, which enables the cardholder to enjoy many additional conveniences and services.

Centurion gold cards can also enjoy some other privileges and benefits. For example, cardholders can choose one of the designated gifts for redemption through the China Merchants Bank Pocket Life App, including BEDDYBEAR hand-held water cup, AmericanTourister shoulder bag, ELLE hand-held shoulder bag and so on.