Set long-term and short-term goals, such as long-term goals: how much money to save a year; Short-term goal: how much money to save a day.

Specific measures: 1, push away unnecessary entertainment that costs money. For example, reduce the number of dinners and parties. 2. Get rid of some bad habits of spending money. Like quitting smoking. 3. Make a good budget. With a budget, you can be more aware of your income and expenditure path. Without a budget, you will feel that your funds are like running water, and disappear without knowing where to spend them. 4. control expenses. What is necessary and what is not. Pay attention to your monthly expenses. Finally, the most crucial point is that we must resolutely implement the plan after making it.