Noble, petty bourgeoisie, man show and so on.
Food, clothing, housing and transportation (taking Hefei as an example)
Eat: Breakfast is definitely not soy milk fritters on the roadside. At least Yonghe or KFC, breakfast budget 8 yuan, lunch, because in the company, so maybe the box lunch will be handled. But I can't help eating out, so the lunch is 10 yuan to 100 yuan. Dinner can't be done by box lunch. Dinner should reflect the taste of white-collar workers. Probably the budget should be 80- 100. Of course, it is also possible to go home directly after work, so it should be around 20 yuan. Nightlife is also inevitable, bars, KTV, if you go once, even if AA averages 200 yuan. According to twice a week, then eight times a month. Eating like this costs about 4000-5000 a month.
Wear: It must be a famous brand. If you are a man, you will get a Jack &; Jones, of course, it is best not to use this brand. It's a bit unseemly for a student to dress up as a white-collar worker. Of course, just one or two commodities like Dunhill, Dzheniya and Montblanc. For white-collar workers, buying all these brands is still a luxury. Then the more appropriate formal attire is Caldenton, Youngor, leisure jeep, camel and so on. How much is this for a month? Plus socks, underwear and sportswear, it is conservatively estimated that it will cost more than 3,000 yuan a month.
Housing: The housing price in Hefei is still a bit extravagant for white-collar workers. Then you have to rent an apartment. If you rent a one-bedroom apartment, all the home appliances will cost about 1500, and if the water and electricity are in a mess, it will cost 2000.
Of course: white-collar workers can't take the bus, so let's take a taxi. Strictly speaking, taxis in Hefei are not expensive, but they are expensive because they can't stand the scale and traffic jams in Hefei. Twice a day on average, even if it's 30 at a time, I want 60 yuan.
Mobile phone fee: 200 yuan
Fitness: get an annual card of 3000.
Total annual cost of other odds and ends 10000 yuan.
4500 * 12+3000 * 12+3500 * 12+2000 * 12+200 * 12+3000+ 10000 = 654300
This is just my own money.
If you make friends, give gifts, eat big meals and travel, obviously you have to increase your budget. Twenty thousand is not much.
These are all good. If you don't honor your parents, even if it's a little less, 1000 every month, then come down 12000. This is obviously a bit inconsistent with the identity of white-collar workers.
So, are you going to rent a house for life or buy a house? First, save the down payment. Just call the buyer in three years. With a down payment of 300,000 yuan, you can only buy a small house in Beijing. Save100000 every year, that's all. As a white-collar worker, the annual income should be171400+20000+100000 = 303400.
Of course, this is just a basic white-collar worker. If you want to buy a car to travel abroad, it is still far from enough. So don't call yourself a white-collar worker. Not everyone can become a white-collar worker.