Presumably, many people have the experience of paying prepaid cards, such as recharging the annual card when working out in the gym; For example, when doing beauty in a beauty shop, recharge the beauty card; For example, a membership card that is recharged when eating in a restaurant. Prepaid cards are found in all walks of life, and there are prepaid cards where there is consumption. However, some people regret it after paying the prepaid card. For example, some gyms sold prepaid cards and closed down within a few days. Prepaid cards in some places hide some invisible consumption. After completing the prepaid card, the consumer wanted to get a refund, but found that it was impossible to get a refund. Prepaid cards introduced in many places? The cooling-off period is to give everyone a period of regret, which can prevent some irrational consumption. However, in order to put an end to the chaos of prepaid cards, it is necessary to strengthen fund supervision.

First, give consumers the right to regret. Some people are very happy when they apply for a card, but they find that they don't need it after they finish it. If the original price is transferred to others, others will definitely not want it. If you discount the transfer, you will lose yourself. The setting of this cooling-off period is to give these people a time to regret. In the meantime, they can go to the merchant for a refund without any loss. It's the same as online shopping. We can get a refund for a few days for no reason.

Second, the consequences of irrational consumption can be reversed. For some people who often spend irrationally, this can save a lot of money. Some people don't think when they spend money, but they are charged by the merchants in a few words, only to find that they don't understand what card they are charging. And this cooling-off period has helped these people solve this problem. Impulse consumers no longer have to worry about prepaid cards.

Third, strengthen the supervision of prepaid cards. Although the introduction of cooling-off period can help many people solve problems, prepaid cards still have some other problems. To solve these problems, it is ultimately necessary for relevant departments to strengthen supervision in relevant aspects. For example, a third-party supervision account can be set up to supervise the advance payment and effectively supervise it to prevent consumers' money from being wasted.