2. In addition, there is no interest if you use the transportation credit card to pay in installments, which are divided into 12 installments. If you pay by credit card, there will be no interest. The merchant withdraws money from the credit card at one time, and then you pay the rated money into the card in installments every month. That's 3000 per month divided by 12= you have to pay back your credit card every month. There is no interest, but there is a handling fee, 7.2% a year.
3. For example, if the consumption is 3680, which is divided into three months, then the monthly expenditure = 3680/3+3680 * 0.0072 =1252 yuan.
Extended information 1. The traffic is very good. There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment.
1, if it is paid off in full, it will not generate any expenses;
2. If the repayment amount is less than the minimum repayment amount stipulated by the bank, it will be deemed overdue, with interest of 0.05%, and the unpaid part of the minimum repayment amount will be subject to a 5% late fee;
3. If the repayment amount is greater than or equal to the minimum repayment amount and less than the full repayment amount, interest shall be paid at 0.05%;
2. Repayment beyond the grace period is deemed overdue: interest is 0.05%, and there is a late fee.
Reference: China Construction Bank official website installment payment.