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Who knows what to do with student loans?
1. Who knows what to do with student loans?

Students themselves apply to the school, and the school submits it to the bank for review. After the bank approves, he will apply for payment and enter the school account.

Second, Guangxi Power Grid 2023 Campus Recruitment Admission Time?

It is understood that it should be in 65438+ October and February. Because the campus recruitment of Guangxi Power Grid was carried out in batches in previous years, the advance batch recruitment information will be released every year between 65438+ 10-165438+ 10. Exam and interview in 65438+February, and the recruitment results will be announced in 65438+10-February the following year.

Third, how does a college student in Guangxi turn a loan of 1 0,000 yuan into 1, 900 yuan?

Recent news: a college student in Guangxi is caught in a campus loan: 1 10,000 yuan "rolled" into10.9 million yuan.

With the development of internet finance, "campus loan" has entered the campus, and college students can apply for credit loans as long as they submit information online, pass the examination and pay the handling fee. With the proliferation of "campus loans", some private lending institutions and even private lending also target college students, leading to campus fraud, naked loans and violent collection. Recently, Xiao Wei, a junior in a university in Liuzhou, got into debt because of "campus loan" and was taken away by the debt collector. Anxious parents have attracted the attention and discussion of many netizens after posting in the Red Bean Community Forum.

The loan 1 000 yuan should be repaid10.9 million yuan.

On August 4th/KLOC-0, the netizen "Mubeibei Girl" posted in the guest forum of Hongdu Community, saying that "the guest college student borrowed 1000 yuan, and190,000 yuan was kidnapped by the underworld", and the post was also forwarded to many universities in Liuzhou, and the issue of "campus loan" once again attracted attention.

According to "Mubeibei Girl", she is a guest, and her son Xiao Wei is a junior in a university in Liuzhou. She usually studies on student loans and is obedient and sensible at home. She worked part-time in Nanning during the summer vacation, but recently sent a message for help to her family.

When asked, it turned out that Xiao Wei recently borrowed 1000 yuan through the "campus loan". Later, because he didn't repay the loan in time, he agreed to the other party's loan conditions and borrowed several thousand yuan under the prompt and persuasion of others. Due to the high interest rate, it didn't take long for the arrears to evolve from several thousand yuan to tens of thousands of yuan, and then snowballed to 6.5438+0.6 million yuan. The other party called the social youth to find Xiao Wei, and Xiao Wei, who couldn't afford the loan, had to ask for help at home.

After receiving help, "Mubeibei Girl" came to Nanning to negotiate with the other party and call the police. However, after the coordination of the police station, things still failed to be solved, and Xiao Wei was taken away by social youth. After a few days of seesaw, the arrears rolled into 6.5438+0.9 million yuan.

In desperation, "Mubeibei Girl" had to post for help, and the post quickly caused tens of thousands of readings and hundreds of replies. The reporter tried to contact "Mubeibei Girl" through the post. As of press time, he did not receive a reply from the other party. However, the reporter learned from relevant persons in the school that Xiao Wei had returned home safely on the morning of August 15. As for the loan, we still need to negotiate.

Still not paying the arrears "snowball"

In the past year or two, tragic cases caused by "campus loan" have been frequently reported in newspapers, and colleges and universities have also strengthened the reminding education for students and prohibited students from using "campus loan". Why is this kind of behavior still repeated, and students continue to embark on the road of "campus loan"?

Xiao Ming (pseudonym), a senior graduate who once worked as a campus agent on the staged music platform, told reporters that in his view, most of the students who made "campus loans" through him were students who liked to spend ahead of time and pursue material enjoyment. Xiao Ming said that with the improvement of consumption level, many college students feel that the living expenses are not enough. If they still want to buy a new mobile phone, go out for a trip or invite them to dinner, they will take a "campus loan" loan. If the repayment is overdue, the loan platform will charge high interest and handling fees, and the amount will be "increasing".

Xiao Ming said that with the strengthening of management in colleges and universities, students are prohibited from engaging in and using "campus loans". Now many platform companies are gradually withdrawing from the campus, and he no longer acts as an agent. However, many college students still need loans, so there are still some local lending institutions that seek loans from student groups through various channels, and the loan forms are rather chaotic. Xiao Ming estimated that Xiao Wei knew some local informal financial loan companies, commonly known as "black loans".

Relevant departments strengthen the rectification of "campus loans"

At the end of June, the China Banking Regulatory Commission, the Ministry of Education and Ministry of Human Resources and Social Security jointly issued the Notice on Further Strengthening the Standardized Management of Campus Loans to further intensify the supervision and rectification of campus loans, control the chaos from the source, and prevent and resolve the risks of campus loans.

It is understood that after the notice was issued, offline institutions of some online lending platforms gradually withdrew from the university market, and the registration channels for college students on APP and websites were also closed. However, there are also some platforms that "change the soup without changing the medicine" and stop online lending. However, with consumer loans, college students can also spend in advance through installment repayment. In addition, some local financial lending institutions, large and small, are still "lurking" among students, soliciting student loans through private or social platforms, QQ groups and other channels.

The school has always held an attitude towards "campus loan", and student loans are strictly prohibited. From the time students enter school, they will give lectures on relevant knowledge many times to remind them. However, the student loan does not go through the school and does not require any formalities. You can borrow money with your student ID card and ID card. When counselors and schools learn about it, students are often overdue for a long time. If the other party can't get the students' money, they will contact the teachers and parents, and even harass them.

Loans are signed with each other, such as contracts, IOUs, etc. And most of them are personal loans. If we want to fight for legitimate rights and interests, we need to take the way of civil litigation.