Careful readers will find that the publishing background of many books that teach people to make money in the United States is inseparable from the reform of the old-age insurance plan in the United States after 197 1 and the subprime financial crisis in 2008. In the 40 years before and after this, the personal wealth of Americans has undergone earth-shaking changes, and the original "company pension" has become a "personal investment pension".

Although the experience of the United States can't be directly copied to China, the background of the construction of its values and money concepts is still a socio-economic background that is decades more developed than ours, which is very beneficial for us now, especially for our children to cope with the future. The mother who earns money is also such a book. Although the channels and methods may not be applicable, the values and money outlook it highlights are still the goal of each of us. What is commendable about this book is that it conveys a positive and hopeful view of money for the first time from the perspective of women and mothers. A mother with such an idea will have a greater impact on her family, children and society.

The author of Money-Making Mom is Christopher Paine from the United States. In order to get rid of the financial difficulties in the early days of marriage and after having three children, she and her husband lived alone and tried to increase their income. Finally, they found their best field of entrepreneurship: writing and speaking, and founded the famous Moneysavingmom.com website. Now she is committed to helping mothers around the world achieve financial planning and financial freedom. It can be said that she is a very grounded and convincing author.

Bottle tells the concept of money advocated by Money Mom from three aspects: cognition, income and expenditure.

We often find that his children will settle accounts when they are friends with enterprises. Parents of friends with good financial management skills are often good at property management. Your understanding of money will plant seeds in children's hearts. China's parents always like to show "treating money like dirt" in front of their children, but they always urge their children to study hard and find a job. In fact, adults know very well, do we work hard to make more money? We hope that the life behind money is relaxed, comfortable and free. Never give yourself or your child the illusion that:

"working 16 hours a day is very hard and worthy of praise", "to find a job, you must go in and out of high-end office buildings like white-collar workers or gold collars to be successful",

"I work very hard and have no time to spend with my family, but I do it for the good of my family" and so on.

The author Paine tells us from a mother's point of view that she thinks the best freedom of wealth is:

To put it bluntly, try to make money with your own strength without delaying yourself and your family to enjoy life. This is a positive view of money that "you can have your cake and eat it". Money can't buy happiness, money is not the ultimate goal of one's efforts, but money can make you realize greater value and let you have both.

Enough! Don't think that I must be a manager after my master's degree; I graduated with a doctorate. It's a shame to do small business. Peking University graduates also sell pork, and those who have not graduated from primary school can make a living by good calligraphy.

The independent spirit is injected between the lines of Money-making Mom. When the author's husband Jesse was still in law school, she was pregnant. For the sake of family livelihood, Paine began to look for ways to make money by starting a business at home, which was the beginning of independence. If it were someone else, they might ask their parents for help. Even many girls regard "stay-at-home mom" as their life goal, so that the term "stay-at-home mom" is considered as a derogatory term. Of course, "independence" here means not only independence from husband, but also independence from occupation and work.

The author Paine and her husband Jesse are the best mode of marriage, that is, the mode of husband and wife helping each other. At first, Jesse was studying, and Paine tried to do odd jobs to help his family. Later, Jesse opened a law firm and was very busy. Paine takes good care of his children while trying to develop his career. Then Jesse saw Paine's efforts and gave Paine one of the most important career tips; Finally, Paine founded Moneysavingmom.com and became an orator and writer. Jesse also left his busy office to help Paine run it together. Now they have two people, three children, earn a lot of money and spend a lot of time together.

None of the dozens of successful entrepreneurial cases of stay-at-home mothers mentioned in Making Money Mom mentioned her previous major, and Paine himself never mentioned her previous major. Especially in China, most people's majors are decided hastily in the days when they fill in their volunteers. Why does it limit your career?

Independent of major, you can tap your potential from four aspects: skill, talent, passion and knowledge.

In the second and fifth parts of the book, Mom Who Will Make Money tells us that the first thing you have to do is not to go to Baidu "what are the good part-time jobs in the market", but to think about what you are good at, and then to explore the N kinds of references it lists for you, which will get twice the result with half the effort. In other words, from an economic point of view, you should not consider the "demand" of the market first, but what you can "supply" first.

Skills and talents

It can be computer, finance, design skills, cooking, gardening, sewing, housework and so on.

Try asking yourself, "What have my friends and family helped me?" "What have you been good at since childhood?" To discover. Don't be shy about showing off your skills. You don't have to be better than everyone in the world. As long as you are better than the people around you, that is good.

Passion and knowledge

The motivation to support the long-term development of one's career. You can be passionate about fitness, financial management and photography, and you can also be passionate about nature, preschool education and music. Whatever you do, it must come from your love. If you can, learn more knowledge for your love and become a professional.

For example, Amy likes to write with paper and pen since she was a child, and when she grew up, she accidentally became a ghostwriter. It took Amy many years to find that this career was suitable for her, which gave her enough time to control and accompany her children after giving birth at the age of 35.

For example, there are many stay-at-home mothers in Weibo who can make good meals for their children and earn enough traffic fees.

For another example, Diana once thought that the skirt changed in the mall was not good-looking, so she changed it herself. After wearing it, she was praised by friends and passers-by, and people asked her to help change it. After becoming famous, Diana realized that she must master more knowledge of enterprise management and employee management. She was finally inspired and decided to provide consulting services for clothing stores instead of opening her own clothing stores.

When more and more people choose civil servants and institutions to live in the countryside for the elderly, we should know that this is not a long-term solution. Under the background of "mass entrepreneurship and innovation", opportunities for entrepreneurship are everywhere. Instead of being a "bonus" to be harvested, it is better to harvest the bonus yourself. Even in the United States, where you can help without working at all, you are extremely advocating innovation and entrepreneurship. The book "Making Money Mom" always emphasizes entrepreneurial spirit. Note that the author Paine has been talking about "mother's career" instead of simply "part-time job".

Setting up and managing a company is complicated, but starting a business is not. All you have to do is take action and stick to it. There is a famous saying in The Secret: "When you act, the whole world will help you."

Let's go! If you want to make money by writing, first open an official WeChat account and write first. If you are good at financial management, try to help your friends make financial planning first; If you are good at cooking, try to spread it. If you are good at coaxing children, help more people coaxing children. ...

You know, the road to success is not crowded at all, and most people will give up halfway.

Of course, if you are determined to achieve something, you need to take a long-term view. If you need to consider a mission statement, summarize your value to others in the simplest language. For example, IKEA's mission is to let ordinary people use good furniture) and set goals (what goals should be achieved in one month, six months and one year? How much income do you have? How much time do you spend at work a week? ) and marketing (marketing by word of mouth, new media, offline parties and contacts). For more specific entrepreneurial matters, please refer to chapters 4, 6 and 7 of Money Making Mom.

If the mother learns to be independent, the child will certainly be independent. A book focusing on cultivating children's concept of money, Children's Financial Business Development Book, also mentioned the importance of independence, such as setting up an independent account for children from an early age and encouraging children to think independently about ways to make money. These are all indispensable examples for mothers.

Expenditure can better reflect a person's values than income. Every expenditure of the author Paine is considered very valuable by her. She will spend money to save money, broaden her horizons, invest in relationships and donate money. Here, the bottle says the two most important things.

"Making Money Mom" clearly pointed out that making money is not for consumption. The latest gadgets and luxury cars are not our purpose of making money. Many mothers are committed to "how" to save money, but more importantly, "why" to save money. Suppose a fire burns everything in your house. What do you think is left? Focus on what you think is most important and valuable, and spend money.

When the author Paine determined her vision of making money, she said:

The author Paine advocates that we donate from the perspective of enterprises, including helping others with money, goods and skills, which not only helps to reduce taxes (because the United States stipulates that donations can be tax-free), but also helps to improve the corporate image. Of course, this is a selfish consideration. From a longer-term perspective, Paine believes that generosity not only means donation, but also a mentality of connecting with the world, giving and achieving each other with others.

A person's outlook on money and values go hand in hand. He has a correct understanding of money and realizes that money is only a process, not a result. Earn income with the spirit of independence, find what you are good at and keep learning and making progress. Secondly; Make good use of your expenses and spend your money on what you think is the most important and valuable. Third.

And the mother's view of money and values is particularly important. Napoleon said, "The hand that pushes the cradle is the hand that pushes the world." A mother affects three generations, and the family is the smallest "legal entity". Family education is irreplaceable. Whether you are a mother or a father now, you should shoulder the heavy responsibility of perfecting your own view of money and guiding your children's view of money.

At the end of the book, Mothers Who Make Money put forward the Manifesto of Mothers Who Make Money. Every item in it is the concept of money and values we convey to our children and society, and it is also our vision of working together with our families to make the future better.