House:
Houses are divided into apartments and villas. For an apartment, I basically buy about 200 thousand. A better villa has everything, a fitness club has everything, and a swimming pool has heating and saliva. If the villa is a single-family, it is generally 400,000 to 500,000. Canadians are used to changing houses after their careers are stable and their children have children. This is another story.
Buying a house in Canada generally requires a mortgage. The bank will tailor the plan according to your income and family situation. In addition to repayment, local taxes are also needed. The local tax is determined according to the situation of the house. For example, a house with a swimming pool will be taller than a house with a lawn.
Cars:
Cars in Canada are basically cheaper than those in China, and you can buy Audi and BMW for 50 thousand. But it is rarely seen on the street, and most locals like Japanese cars. . . Another way is to rent a new car every three to five years. Of course, it depends on personal consumption habits. BMW is more expensive, and the monthly rental fee is about 500 yuan.
Taxes:
In fact, there is tax in China, but the tax is already included in the commodity price, so you can't see it. In Canada, all prices are pre-tax prices. Of course, milk, bread and the like are duty-free. Our tax in Ontario is very high, 13%, depending on which province you went to in Canada. The price gap between Canada and China is much smaller. The average income in Canada is $896 per week, $ 2-3 for sliced bread and $65,438+0,000 for notebooks. Do you think it is expensive or cheap? This is not the concept of exchange rate conversion, but depends on the ratio of income and expenditure.
Tax return:
There are many tax-free items, such as RRSP, donation and rent. As I said downstairs, there are many firms that can file tax returns every tax season at the beginning of the year, with prices ranging from 5- 15 yuan. Of course, you can also download your own tax filing software in official website. Most importantly, all files should be kept! ! One is to facilitate the tax return inquiry at the beginning of the year, and the other is to take out these things if the tax bureau draws you to check the tax. This is mandatory, about six or several years.