Generally speaking, Singapore's old-age housing needs a quiet surrounding environment, low living density, convenient transportation and shopping, community hospitals and fitness venues, which are convenient for outdoor fitness and leisure.
It depends on the budget, but there are many Chinese on the east coast of Singapore, and many foreign families like it very much. In many areas where Asian expatriates in Europe and America gather, it only takes about 15 minutes to drive to Singapore Changi Airport.
Where to buy Zhuhai pension real estate?
Zhuhai has been rated as the most livable city in China for four consecutive years. Many people are attracted by the blue sky and white clouds and the comfortable pace of life in Zhuhai, and want to retire in Zhuhai. Click me to see more information about Zhuhai.
The following are some recommended properties suitable for the elderly in Zhuhai:
1, Cuihu Xiangshan, Jiuzhou Greentown: The property address is located at Beicuihu Golf Club, a couple in Xiangzhou and Zhuhai, with a reference average price of 25,000 yuan/_. Property telephone number: 400-8 18-0066 to 6959 19. Equipped with 3300 acres of international golf settlement, surrounded by Phoenix Mountain. Bus No.20 will be in the city center, and the community will be equipped with international schools, kindergartens, businesses, medical care, clubs, and Le Yi College specially built for the elderly in the community. Double lighting wells in the north and south of the house ensure ventilation and lighting.
2. Hengrong City Valley: The property address is located at No.99, Shen Qian Road, Xiangzhou District, Zhuhai City, with a reference average price of 35,000 yuan/_, and the property telephone number is 400-8 18-0066 to 039599. The community is located in the main urban area of Xiangzhou, surrounded by Shuang Shan Community Park, with unobstructed views of buildings and commercial facilities such as Yangming Square, CR Vanguard, Xiangzhou Department Store, Jusco, the Fifth Affiliated Hospital of Sun Yat-sen University and Zhenguo Hospital.
3. Jiuzhou Poly Tianhe: The building is located at Airport East Road (west of provincial road S272), with a starting price of 6 million yuan/set. The telephone number of the building is 400-8 18-0066 to 039033. Located in West Lake City, a new aviation city, it is known as the "villa growing in golf", with transparent buildings from north to south, 360-degree landscape, family garden, Chinese and western kitchens and super bay windows. Surrounded by Guangdong Provincial People's Hospital Zhuhai Branch, Hongqi Hospital and Sanzao Hospital, there are also West Lake Market, Baitengtou Seafood Market and CR Vanguard Convenience Store.
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What is housing for the aged? Forms and conditions of housing for the elderly
Reverse mortgage, also known as "housing reverse mortgage loan" or "reverse mortgage loan". It refers to a way of providing for the aged by mortgaging a house with its own property rights in order to obtain a certain amount of pension or receive regular service from an apartment for the aged. After the old man died, the bank or insurance company recovered the right to use the house. This way of providing for the aged is regarded as an important supplement to improve the old-age security mechanism. The Opinions on Accelerating the Development of the Aged Care Service issued by the State Council clearly put forward the idea of "carrying out the pilot project of reverse mortgage old-age insurance for the elderly", which aroused widespread concern in society. According to the plan, the policy of "housing for the aged" will be promoted in the first half of the year.
Expression form
(1 Children provide for the aged, and the property is inherited by the children;
(2) the dependents provide for the elderly, and the property is inherited by the dependents;
(3) Rent out a big house and then rent it into a small house, and use the rent difference to provide for the elderly;
(4) renting houses for sale, staying in apartments for the elderly, and providing rent or house payment for the elderly;
(5) sell a big house, buy a small house, and support the elderly with the difference;
(6) sell the house and rent it back to the original house, and use the money to pay rent and provide for the elderly;
(7) mortgage the house to qualified banks, insurance companies and other institutions, and get a loan from this institution as a pension every month. After the old man dies, he will continue to live in the original house and use it to repay the loan.
The first form belongs to family pension, relying on children's filial piety and filial piety; Several forms in the middle belong to self-help pension, with high transaction cost and great uncertainty (such as selling or renting a house, renting a house or living in an apartment for the elderly). The last form is the reverse mortgage loan for the aged provided by social institutions, which belongs to the house-to-house pension business provided by social institutions and can provide more convenient services for people who are suitable for the aged.
titular
Have property rights
Own a house and have complete property rights. The family for the aged must have complete property rights in the house where they live before they have the right and possibility to sell, rent or transfer the house for the aged.
Independent housing
In the mode of housing for the aged, it is only possible for elderly parents to live separately from their children. Otherwise, after the death of the old man, children will have nowhere to live.
median household
When the elderly have a strong economic and material foundation, they will not and need not consider using real estate to support the elderly; However, the old people have poor economic and material conditions, or do not have their own independent houses, or their houses are too low in value, so it is difficult to count on them as their own pension capital.
Higher land price
The elderly live in cities or suburbs, especially in cities or suburbs where the economy is booming and growing rapidly. The value of the house is very high, and it is easier to realize the transfer of the house in the process of continuous appreciation, which is suitable for the elderly with reverse mortgage loans. However, if the house is located in a rural or underdeveloped area with slow economic development and little room for appreciation, it will be difficult to apply this model because of its low value and difficulty in realizing it. It should be emphasized that the way of providing for the aged with reverse mortgage is especially suitable for the urban elderly with independent property rights, no direct heirs and low-and middle-income levels. More recommendations:
Unscramble why the 20 15 policy of housing for the aged is not accepted.
Discussion on 20 15 social security policy by people from all walks of life
New rural social security policy
20 15 calculation method of social insurance premium
It is imperative to raise the minimum standard of basic pension.