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What would you do if you were financially free at the age of forty?
I have read many answers to this question, and many people will say that if I reach the age of 40 and realize financial freedom, I will find a city I like, buy a nice house with a yard, keep a dog or a cat, and travel when I have nothing to do. If conditions permit, I will occasionally go abroad to see the outside world and buy some insurance for myself and my family. It will be beautiful to live like this every day.

These should be the answers that most people give me, but there is a premise, that is, the word "if". Everyone who answered these words used the word "if". If they achieve wealth freedom at the age of 40, that is to say, they must meet two preconditions.

One: they are all under 40 years old.

Second: None of them have achieved wealth freedom.

In fact, I know many middle-class people who have achieved financial freedom at the age of 40. Basically, their annual salary is millions or even tens of millions. This figure has fully realized the freedom of wealth, but the answer they gave me was not the kind mentioned above. This is also expected, because at this level, most of them are entrepreneurial bosses or senior managers, and most of them have loans in banks. It is said that the richer people are, the more debts they have. This sentence is absolutely correct.

When they wake up every day, they may have thousands or even tens of thousands of expenses to go out, including loans and daily expenses. Most people over the age of 40 are old and young, and their daily expenses can be imagined.

Thousands or even tens of thousands of dollars a day, and for a long time, ordinary wage earners may only earn so much money a month.

Who can not like such a beautiful picture?